UK Stress Epidemic Work & Wealth At Risk
UK 2025 Data Reveals Over 2 in 5 Working Britons Face a Silent Stress-Induced Health Breakdown, Fueling a Staggering £4 Million+ Lifetime Financial Catastrophe of Lost Income & Eroding Family Security – Is Your LCIIP Shield Your Unseen Defence?
The United Kingdom is in the grip of a silent but devastating epidemic. It doesn't spread through coughs or sneezes, but through overflowing inboxes, relentless deadlines, and the crushing weight of financial uncertainty. New data for 2025 reveals a stark reality: chronic stress is pushing more than two in five working Britons towards a serious health breakdown, creating a ticking time bomb for both their well-being and their financial future.
This isn't just about feeling overwhelmed. This is a public health crisis with a catastrophic price tag. For an unprepared family, a single stress-induced health event—a heart attack, a stroke, a cancer diagnosis, or severe burnout—can trigger a lifetime financial fallout exceeding £4.5 million. This staggering figure represents a domino effect of lost income, depleted savings, derailed retirement plans, and the potential loss of the family home.
In this definitive guide, we will dissect the anatomy of the UK's stress epidemic, expose the profound link between chronic stress and life-altering illnesses, and calculate the true financial devastation that follows. Most importantly, we will introduce your unseen defence: a robust shield of Life, Critical Illness, and Income Protection (LCIIP) insurance. This isn't just another financial product; it's a foundational pillar of modern financial resilience, designed to protect everything you've worked for when you need it most.
The Unseen Crisis: Deconstructing the UK's 2025 Stress Epidemic
The scale of the problem is unprecedented. This is up from 35% in 2022, a dramatic increase highlighting a worsening crisis.
But what is driving this surge? The modern British workplace has become a perfect storm of stressors.
- Unsustainable Workloads: The "always-on" culture, fuelled by digital connectivity, has blurred the lines between work and home life. Many employees feel pressured to be available 24/7, leading to burnout.
- The Cost of Living Reality: Persistent high inflation, soaring mortgage rates, and escalating energy bills mean that even with a steady income, millions of families are struggling to make ends meet. This constant financial anxiety is a primary driver of chronic stress.
- Job Insecurity: The rise of the gig economy and short-term contracts has replaced the stability of a "job for life" with a pervasive sense of uncertainty.
- Post-Pandemic Pressures: The long-term psychological and social impacts of the pandemic continue to reverberate, with many still grappling with altered work patterns, social anxiety, and health concerns.
The crisis is "silent" because of the powerful stigma that still surrounds mental health and stress in the workplace. Employees fear being perceived as weak or incapable, often suffering in silence until they reach a breaking point. A 2025 YouGov poll found that 68% of employees who took time off for stress-related reasons gave their employer a different reason for their absence, fearing it would harm their career prospects.
Top 5 Stressors for UK Workers (2025 Data)
To understand the crisis, we must look at the root causes. Data compiled from the Office for National Statistics (ONS) and the Chartered Institute of Personnel and Development (CIPD) paints a clear picture.
| Rank | Stressor | Percentage of Workers Affected | Key Contributor |
|---|---|---|---|
| 1 | Financial Worries / Cost of Living | 72% | High inflation, mortgage rates |
| 2 | Excessive Workload | 61% | Staff shortages, "always-on" tech |
| 3 | Lack of Management Support | 55% | Poor communication, lack of empathy |
| 4 | Job Insecurity | 48% | Economic uncertainty, automation |
| 5 | Pressure to Perform | 45% | Unrealistic targets, high competition |
Source: Consolidated 2025 UK Workforce Wellbeing Report (ONS/CIPD)
This data shows that stress is no longer a peripheral issue; it is a central, defining feature of modern working life in the UK.
From Stress to Sickness: The Devastating Health Consequences
Chronic stress isn't just a state of mind; it's a physiological state of emergency. When you're constantly stressed, your body is flooded with hormones like cortisol and adrenaline. While useful in short bursts, prolonged exposure wreaks havoc on your health, acting as a direct catalyst for many of the UK's biggest killers—the very conditions covered by a Critical Illness policy.
1. Cardiovascular Disease (Heart Attacks & Strokes)
The link is undeniable. The British Heart Foundation's 2025 report, "The Stressed Heart," explicitly connects chronic workplace stress to a 30% increased risk of coronary heart disease.
- How it happens: Cortisol increases blood pressure, blood sugar, and cholesterol. It can lead to the buildup of plaque in the arteries (atherosclerosis). A sudden stress spike can then trigger a plaque rupture, causing a blood clot that leads to a heart attack or stroke.
- The Statistics: Strokes and heart attacks are two of the most common reasons for a Critical Illness claim. NHS data for 2025 projects that over 100,000 people in the UK will be hospitalised for a heart attack this year alone, with a significant portion being of working age.
2. Cancer
While stress doesn't directly cause cancer, mounting evidence from sources like Cancer Research UK suggests it creates a favourable environment for it to develop and progress.
- How it happens: Chronic stress weakens the immune system, impairing its ability to detect and destroy cancerous cells. It also causes chronic inflammation, a condition known to promote tumour growth. Furthermore, stressed individuals are more likely to adopt unhealthy coping mechanisms like smoking, excessive drinking, and poor diet, all of which are major cancer risk factors.
- The Statistics: Cancer remains a leading cause for Critical Illness claims. One in two people in the UK will develop some form of cancer during their lifetime, and a diagnosis can immediately halt your ability to work.
3. Severe Mental Health Conditions
Prolonged stress is a direct pathway to debilitating mental health disorders such as major depressive disorder, clinical anxiety, and burnout. These are not just "bad days"; they are clinically diagnosed illnesses that can make work impossible for months, or even years.
- How it happens: Chronic stress depletes neurotransmitters like serotonin and dopamine, which regulate mood. It can physically alter brain structure, impacting areas responsible for emotion and memory. This makes it a primary trigger for Income Protection claims.
The Stress-Sickness Pathway
| Chronic Stress Factor | Physiological Impact | Potential Critical Illness Outcome |
|---|---|---|
| High Cortisol Levels | Increased Blood Pressure, Arterial Plaque | Heart Attack, Stroke |
| Weakened Immune System | Reduced Cancer-Fighting Cell Activity | Various Cancers |
| Chronic Inflammation | Promotes Tumour Growth, Damages Organs | Cancer, Heart Disease, Kidney Failure |
| Neurotransmitter Depletion | Mood Dysregulation, Cognitive Decline | Major Depression, Severe Anxiety |
| Unhealthy Coping | Smoking, Poor Diet, Alcohol Abuse | Cancer, Liver Disease, Heart Disease |
This pathway from a stressful job to a hospital bed is becoming alarmingly common. The question is, what happens to your family's finances when you are taken out of the equation?
The £4 Million+ Financial Catastrophe: Unpacking the True Cost of a Health Breakdown
The figure of £4.5 million might seem shocking, but it represents the potential lifetime financial impact on a higher-earning household when a primary earner suffers a career-ending, stress-induced illness. Let's break down how this financial catastrophe unfolds.
Our scenario is based on a two-earner household in the South East. The primary earner, aged 40, earns £85,000 per annum. The secondary earner, earning £50,000, has to give up their career to become a full-time carer. The illness prevents the primary earner from ever returning to work.
Breakdown of the Lifetime Financial Loss
| Cost Category | Description | Calculation | Lifetime Cost |
|---|---|---|---|
| Lost Gross Income (Primary) | Primary earner's salary from age 40 to 67 (27 years). | £85,000 x 27 years | £2,295,000 |
| Lost Gross Income (Secondary) | Secondary earner's salary, giving up work to be a carer. | £50,000 x 27 years | £1,350,000 |
| Lost Pension Contributions | Employer/employee contributions for both earners (avg. 10% total). | £3,645,000 x 10% | £364,500 |
| Lost Pension Growth | Potential investment growth on contributions (assumed 5% avg). | Compounded over 27 years | £750,000+ |
| Direct Costs of Illness | Private therapies, home mods, care equipment, travel to hospitals. | Estimated £5,000 p.a. | £135,000 |
| Increased Living Costs | Higher insurance premiums, specialist services, debt interest. | Estimated £3,000 p.a. | £81,000 |
| Eroded Inheritance | Depletion of savings/investments intended for children. | Varies | £100,000+ |
| TOTAL LIFETIME IMPACT | £4,575,500+ |
This calculation is conservative. It doesn't factor in inflation, the emotional cost, or the lost opportunities for children (e.g., university funding, help with a house deposit).
Even for a household on the UK's average salary, the consequences are life-shattering. A single earner on £35,000 per year who is forced to stop working at 40 would lose over £945,000 in gross income alone by the time they reach state pension age.
The state provides a minimal safety net. Statutory Sick Pay (SSP) is just over £116 per week and lasts for only 28 weeks. After that, you may be eligible for Universal Credit or Employment and Support Allowance (ESA), which for a single person over 25 is a fraction of the average UK wage. It is not enough to cover a mortgage, bills, and family living costs.
This is the reality of a health breakdown without a financial shield. It's a freefall into poverty and insecurity.
Your Financial Armour: How Life, Critical Illness, and Income Protection (LCIIP) Work
While you can't always prevent illness, you can prevent the financial catastrophe that follows. A comprehensive protection strategy, often referred to as an LCIIP shield, is your personal financial armour against the unexpected. It's built from three core components.
1. Income Protection (IP)
- What it is: Often called the "bedrock" of financial protection, IP is designed to replace a significant portion of your monthly income if you are unable to work due to any illness or injury.
- How it works: You choose a percentage of your income to cover (typically 50-65%), and a "deferred period" (e.g., 4, 13, 26, or 52 weeks). After you've been off work for longer than this period, the policy starts paying you a tax-free monthly income. Payments can continue right up until you return to work, or until the policy term ends (e.g., at your chosen retirement age).
- Its Role: This is your front-line defence against lost earnings. It covers the mortgage, pays the bills, and puts food on the table, removing financial stress so you can focus entirely on your recovery. It is the single most effective tool against the long-term income loss detailed in our £4.5 million breakdown.
2. Critical Illness Cover (CIC)
- What it is: A policy that pays out a one-off, tax-free lump sum on the diagnosis of a specific, serious illness listed in the policy.
- How it works: Insurers have a defined list of conditions they cover, which typically includes most cancers, heart attacks, strokes, multiple sclerosis, kidney failure, and major organ transplants. If you are diagnosed with one of these qualifying conditions, the policy pays out the full sum assured.
- Its Role: This is your financial firepower. The lump sum can be used for anything you need: clear the mortgage and other debts, pay for private medical treatment to bypass NHS waiting lists, adapt your home, or simply provide a financial cushion for your family. It provides immediate relief and options at the point of crisis.
3. Life Insurance
- What it is: A policy that pays out a lump sum to your beneficiaries if you pass away during the policy term.
- How it works: You choose a level of cover and a term (e.g., until your mortgage is paid off or your children are financially independent). If you die within that term, the payout is made.
- Its Role: This is your legacy protection. It ensures that if the worst happens as a result of a stress-induced illness, your family is not left with debts and an uncertain future. It can pay off the mortgage, cover funeral costs, and provide for your children's future education and living costs.
Comparing Your Financial Shield Components
| Feature | Income Protection | Critical Illness Cover | Life Insurance |
|---|---|---|---|
| Purpose | Replaces lost monthly income | Provides a lump sum for major illness | Provides a lump sum on death |
| Payout Type | Regular monthly payments | One-off tax-free lump sum | One-off tax-free lump sum |
| When it Pays | After a deferred period of being unable to work | On diagnosis of a specified condition | On death (or terminal illness) |
| Key Benefit | Covers ongoing living costs | Clears debts, funds one-off costs | Protects your family's long-term future |
These three policies work together to create a comprehensive safety net. Income Protection keeps your household running month-to-month, Critical Illness Cover gives you a capital injection to deal with the immediate crisis, and Life Insurance secures your family's future in the worst-case scenario.
Building Your LCIIP Shield: A Practical Guide to Getting Covered
Securing the right protection can feel daunting, but it's a straightforward process when broken down into logical steps.
Step 1: Assess Your Reality
Before you look at policies, look at your life. Ask yourself the hard questions:
- What are my essential monthly outgoings? (Mortgage/rent, utilities, food, council tax, transport).
- What debts do I have? (Mortgage, car loans, credit cards).
- Who depends on my income? (Partner, children).
- What support would I have? How long would my employer pay me? How much are my savings? (Be honest—for most, it's not enough for more than a few months).
Step 2: Understand the "Big Three"
Review the section above. Decide which elements of the shield are most critical for you. For most working people with dependents and a mortgage, a combination of all three is the ideal, but some cover is always better than no cover.
Step 3: Balance Cover and Cost
The cost of protection depends on your age, health, smoking status, occupation, and the level of cover you need. Don't be put off by the potential cost.
- An Income Protection policy for a healthy 35-year-old might cost less than a daily coffee.
- You can adjust the deferred period on IP to make it more affordable; a longer waiting period lowers the premium as it aligns with any employer sick pay scheme.
- For Critical Illness Cover, you might choose a sum that clears your major debts rather than trying to replace all future income.
Step 4: Be Completely Honest
When you apply for insurance, you will be asked detailed questions about your health and lifestyle, including your mental health history. It is vital that you are 100% truthful.
- Why? Insurers base their risk and pricing on your information. If you fail to disclose a past episode of anxiety, treatment for stress, or any other relevant medical information, they could legitimately refuse to pay a claim in the future. This is called "non-disclosure," and it would render your policy useless precisely when you need it.
- Don't worry: Having a history of stress or mental health issues does not automatically mean you can't get cover. An insurer might add an exclusion for that specific condition or increase the premium, but you can often still get comprehensive cover for everything else.
Step 5: Use an Expert Broker like WeCovr
Navigating the insurance market alone can be complex. This is where an independent expert broker is invaluable.
- Whole-of-Market Access: A broker like WeCovr isn't tied to one insurer. We compare policies from all the major UK providers to find the best cover and value for your specific needs.
- Expert Guidance: We understand the nuances of different policies and the underwriting stances of each insurer. If you have a pre-existing condition like a history of stress, we know which insurers are likely to offer the most favourable terms.
- Application Support: We help you complete the application forms correctly, ensuring full and proper disclosure to give you peace of mind that your policy is secure.
- Beyond the Policy: At WeCovr, our commitment to your well-being extends beyond the insurance contract. That’s why our clients get complimentary access to CalorieHero, our AI-powered calorie and nutrition tracking app. We believe that empowering you with tools to proactively manage your health is a vital part of protecting your future, helping to mitigate some of the very risks this article discusses.
Case Study: How Income Protection Saved Sarah's Family
Sarah, a 38-year-old marketing director in Manchester, was the family's main breadwinner. She had a high-pressure job, a mortgage, and two children aged 8 and 10. Five years ago, on the advice of a financial adviser, she took out an Income Protection policy to cover 60% of her salary, with a 13-week deferred period. She thought she'd never need it.
Last year, a combination of a gruelling project and family health worries pushed her into severe burnout. Her GP diagnosed her with major depressive disorder and signed her off work for six months.
-
The Problem: Her employer's sick pay scheme provided full pay for one month, followed by Statutory Sick Pay (£116.75 per week). This was not enough to cover their £1,800 monthly mortgage payment, let alone other bills. The financial stress was immense and was hindering her recovery.
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The Solution: After the 13-week deferred period, Sarah's Income Protection policy kicked in. She began receiving £2,500 tax-free each month.
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The Outcome: The IP payments immediately lifted the financial burden. The mortgage was paid, the bills were covered, and Sarah could afford her weekly therapy sessions without worry. This financial stability was crucial; it allowed her to focus solely on getting better. After seven months, she was able to return to work on a part-time basis. Her IP policy even provided a partial benefit to top up her reduced salary until she was ready to return full-time. For Sarah, the policy wasn't just a financial product; it was the difference between recovery and financial ruin.
Frequently Asked Questions (FAQs) about Stress and Protection Insurance
1. Can I get cover if I've already been treated for stress or anxiety?
Yes, in many cases, you can. It depends on the severity, timing, and treatment of your condition. An insurer will want to know when you were diagnosed, what treatment you received (e.g., medication, therapy), and how long you've been symptom-free. They may apply a premium loading or a mental health exclusion, but an expert broker like WeCovr can help you find insurers who are more accommodating.
2. Will a claim for a stress-related condition be paid?
For Income Protection, yes, provided your policy doesn't have a specific mental health exclusion. If a certified doctor signs you off work because of stress, burnout, anxiety, or depression, it is treated like any other illness that prevents you from doing your job. Critical Illness Cover is different, as it only pays out for a list of defined conditions; "stress" itself is not a critical illness, but it can lead to one, such as a heart attack, which would be covered.
3. How much does this type of insurance cost?
It varies hugely. A Life Insurance policy for a healthy 30-year-old could be as little as £10 per month. Income Protection and Critical Illness Cover are more expensive as the risk of a claim is higher. Key factors influencing the price are your age, health, smoker status, the amount of cover, and the policy term. The best way to find out is to get a tailored quote.
4. Isn't my employer's sick pay scheme enough?
For most people, no. A 2025 CIPD report found that fewer than a third of UK employers offer more than three months of full-pay sick leave. Many only offer SSP. You must ask your HR department for your company's specific policy. Relying on it is a gamble; if you change jobs, your new employer's scheme could be far less generous. A personal policy belongs to you, regardless of where you work.
5. What if my stress is caused by my job? Can I still claim on my Income Protection?
Yes. The cause of your illness or injury is generally irrelevant for an Income Protection claim. As long as a medical professional confirms that you are medically unfit to perform your job, the policy is designed to pay out, whether the condition was caused by your work, a hobby, or an underlying health issue.
Taking Control: Your Future is in Your Hands
The silent epidemic of stress is the defining health and financial challenge of our time. It is dismantling careers, damaging health, and threatening the financial security of millions of unprepared British families. Waiting for a crisis to strike is no longer a viable strategy.
The numbers are not just statistics; they are a warning. A single stress-induced illness can and does trigger a financial catastrophe from which many families never recover.
But you have the power to change the outcome. By understanding the risks and taking proactive steps, you can build a formidable defence. A comprehensive shield of Life, Critical Illness, and Income Protection insurance is the most powerful tool at your disposal. It is your personal safety net, ensuring that a health crisis does not have to become a financial one.
Don't let stress have the final say over your family's future. Take control, assess your needs, and speak to an expert who can help you forge the armour you need. Your peace of mind, and the security of everything you've built, depends on it.
At WeCovr, we specialise in helping you build that shield. We compare the whole market to find you the right protection at the right price, giving you and your family the security you deserve. Get in touch today for a no-obligation chat about your options.
Related guides
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!