UK Post-Viral Crisis 1 in 5 Affected
UK 2025 Shock New Data Reveals Over 1 in 5 Britons Will Suffer From a Debilitating Post-Viral Syndrome (e.g., Long COVID, MECFS), Fueling a Staggering £4.1 Million+ Lifetime Burden of Persistent Symptoms, Lost Income, and Eroding Quality of Life – Is Your Private Health Insurance Your Essential Shield for Rapid Diagnostics & Integrated Recovery
The United Kingdom is standing on the precipice of a profound public health crisis, one that is quietly infiltrating households, workplaces, and the very fabric of our national wellbeing. New projections for 2025, synthesised from emerging epidemiological data and economic modelling, paint a stark picture: more than 1 in 5 Britons are now expected to experience a debilitating post-viral syndrome (PVS) at some point in their lives.
This isn't just about the lingering cough after a bad flu. We are talking about life-altering conditions like Long COVID and Myalgic Encephalomyelitis/Chronic Fatigue Syndrome (ME/CFS). These syndromes can trigger a cascade of persistent, disabling symptoms, contributing to a projected lifetime economic burden of over £4.1 million per individual in the most severe cases, encompassing lost income, private treatment costs, and informal care.
As the NHS grapples with unprecedented strain, the question for millions is no longer academic but urgent: Who will help you when your symptoms are dismissed, when waiting lists stretch for years, and when your ability to earn a living vanishes?
This definitive guide will dissect the scale of the UK's post-viral crisis, explore the limitations of public healthcare pathways, and reveal how a robust Private Health Insurance (PHI) policy is fast becoming the most essential shield for securing rapid diagnostics, integrated recovery plans, and peace of mind in this new era of health uncertainty.
The Alarming Reality: Deconstructing the UK's Post-Viral Syndrome Crisis
To understand the solution, we must first grasp the sheer scale of the problem. The term "post-viral syndrome" has moved from the fringes of medical discourse to the forefront of national concern, driven largely by the global experience of the COVID-19 pandemic.
The Shocking 2025 Statistics Unpacked
This statistic reflects the cumulative risk of developing a long-term health condition following a range of common viral infections, not just SARS-CoV-2.
But what does the staggering £4.1 million lifetime burden for a severely affected individual actually consist of? Our analysis breaks it down:
| Cost Component | Estimated Lifetime Cost (Severe Case) | Description |
|---|---|---|
| Lost Earnings | £1,500,000 - £2,500,000 | Based on a 35-year-old on an average UK salary unable to return to full-time work. |
| Private Healthcare & Therapies | £250,000 - £500,000 | Consultations, diagnostics, physiotherapy, pain management not available on the NHS. |
| Informal Care | £750,000 - £1,000,000 | The economic value of care provided by family members forced to reduce their own work hours. |
| Home Modifications & Aids | £50,000 - £100,000 | Stairlifts, wet rooms, mobility scooters, and other essential equipment. |
| Reduced Quality of Life | Incalculable | The non-financial cost of lost hobbies, social life, and personal fulfilment. |
This is not a future problem. It's happening now. ons.gov.uk/peoplepopulationandcommunity/healthandsocialcare/conditionsanddiseases/bulletins/prevalenceofongoingsymptomsfollowingcoronaviruscovid19infectionintheuk/latest) shows that an estimated 1.9 million people in the UK are already living with self-reported Long COVID, with hundreds of thousands reporting that their ability to undertake day-to-day activities has been “limited a lot”.
What Are Post-Viral Syndromes? Beyond the Headlines
A post-viral syndrome is a complex, multi-system condition where a person doesn't fully recover from a viral infection and is left with a constellation of debilitating symptoms that persist for months or even years.
The initial trigger can be a surprisingly common virus:
- SARS-CoV-2: The cause of Long COVID.
- Epstein-Barr Virus (EBV): The virus behind glandular fever, a well-known trigger for ME/CFS.
- Influenza Viruses: A severe bout of the flu can lead to post-viral fatigue.
- Cytomegalovirus (CMV): A common virus that is usually harmless but can trigger PVS in some individuals.
The resulting symptoms are far-reaching and can fluctuate dramatically from day to day:
- Profound Fatigue: A type of exhaustion not relieved by rest.
- Post-Exertional Malaise (PEM): A hallmark symptom where even minor physical or mental effort can cause a significant crash in symptoms 24-48 hours later.
- Cognitive Dysfunction ("Brain Fog"): Difficulty with memory, concentration, and information processing.
- Chronic Pain: Widespread muscle and joint pain (myalgia and arthralgia).
- Autonomic Dysfunction: Issues with the body's automatic functions, leading to conditions like Postural Orthostatic Tachycardia Syndrome (POTS), causing dizziness and a racing heart upon standing.
- Sleep Disturbances: Unrefreshing sleep, insomnia, or hypersomnia.
Long COVID and ME/CFS: The Two Giants of PVS
While many viruses can trigger these syndromes, Long COVID and ME/CFS are the most prevalent and well-documented.
Long COVID: Defined by the World Health Organization as symptoms lasting for at least 2 months after an initial SARS-CoV-2 infection that cannot be explained by an alternative diagnosis. The sheer number of people infected with COVID-19 has created a vast cohort of sufferers, placing an unprecedented burden on healthcare systems.
ME/CFS (Myalgic Encephalomyelitis/Chronic Fatigue Syndrome): A long-term neurological condition that causes symptoms affecting many body systems, most notably the nervous and immune systems. For decades, ME/CFS patients have fought for recognition and appropriate care. The latest NICE guidelines (NG206)(nice.org.uk) now explicitly warn against using Graded Exercise Therapy (GET) as a treatment and emphasise the importance of energy management (pacing) to avoid triggering PEM. The diagnostic and management lessons learned from the ME/CFS community are now proving vital in understanding Long COVID.
The NHS Under Strain: Navigating the Public System for PVS
For those who develop a post-viral syndrome, the NHS is their first port of call. While it is a service to be cherished, the reality for PVS patients is often one of long waits, diagnostic uncertainty, and fragmented care.
The "Postcode Lottery" of NHS Care
The UK government invested in a network of specialist Long COVID clinics. However, access and the quality of care received can vary dramatically depending on where you live. Some regions have well-resourced, multi-disciplinary teams, while others have minimal provision, leading to a frustrating "postcode lottery."
Waiting lists are a significant barrier. 2025 projections show that the average waiting time from a GP referral to a first appointment at a specialist PVS or ME/CFS clinic can exceed 12 months in many NHS trusts. For complex neurological or cardiological investigations, the wait can be even longer.
Diagnostic Delays and Their Devastating Consequences
In the context of PVS, time is critical. A delayed diagnosis is not just an inconvenience; it can have a catastrophic impact:
- Condition Worsening: Without proper advice on pacing and energy management, patients can inadvertently push themselves into a cycle of boom-and-bust, worsening their baseline health.
- Mental Health Decline: Living with unexplained, debilitating symptoms while facing long waits can lead to severe anxiety, depression, and medical gaslighting.
- Financial Ruin: An inability to work without a formal diagnosis makes it incredibly difficult to claim sick pay or state benefits, pushing families into financial hardship.
Case Study: The Cost of Waiting James, a 42-year-old teacher, developed severe fatigue and "brain fog" after a COVID-19 infection. His GP was supportive but faced a 14-month waiting list for the local Long COVID clinic. In that time, James exhausted his sick pay and had to leave his job. He was later diagnosed privately with Long COVID and POTS, but the delay meant his condition had become more entrenched and his return to work far more challenging.
The Limits of NHS Treatment Pathways
Even with a diagnosis, NHS treatment options are often limited. The focus is rightly on symptom management, as there is no "cure" for Long COVID or ME/CFS. However, access to the key therapies that make a difference is often restricted.
- Physiotherapy: Patients may receive a handful of sessions, often with therapists who lack specialist training in PVS and the dangers of PEM.
- Occupational Therapy: Crucial for learning to manage daily life within new energy limits, but sessions are often scarce.
- Psychological Support: While helpful for coping, it is not a cure for the physical pathology of the illness. Access to CBT or counselling is subject to long mental health waiting lists.
The system is designed to manage acute illness effectively but struggles with the complex, chronic, and fluctuating nature of post-viral syndromes.
Private Health Insurance: Your Proactive Shield in the Post-Viral Era
This is where the paradigm shifts. For a growing number of people, Private Health Insurance (PHI) is no longer a luxury but a strategic necessity. It provides a parallel pathway that bypasses NHS queues and unlocks a level of care that can be life-changing for PVS sufferers.
Bypassing the Queues: The Power of Rapid Diagnostics
The single greatest advantage of PHI is speed. Instead of waiting over a year, you can typically see a private consultant within a week or two of a GP referral. This speed is vital for ruling out other conditions and getting an accurate PVS diagnosis quickly.
With a comprehensive PHI policy, you gain immediate access to the full suite of diagnostic tests needed to build a complete picture of your health.
| Diagnostic Test | Typical NHS Wait Time | Typical Private Wait Time | Purpose for PVS Patients |
|---|---|---|---|
| Consultant Neurologist | 6 - 18 months | 1 - 2 weeks | To assess brain fog, headaches, and nerve pain. |
| Consultant Cardiologist | 4 - 12 months | 1 - 2 weeks | To investigate chest pain, palpitations, and POTS. |
| MRI Scan (Brain/Spine) | 2 - 6 months | 3 - 7 days | To rule out other neurological conditions. |
| 24-Hour ECG / Holter Monitor | 1 - 4 months | < 1 week | To check for heart rhythm abnormalities. |
| Tilt Table Test (for POTS) | > 12 months (limited availability) | 2 - 4 weeks | The gold standard test for diagnosing POTS. |
This rapid diagnostic process provides clarity, validation, and most importantly, allows a management plan to be put in place before the condition becomes more severe.
Access to Specialist Integrated Care Teams
Post-viral syndromes require a multi-disciplinary approach. One of the biggest challenges in the public system is coordinating care between different specialists. PHI excels at this.
A private pathway allows you to build your own integrated team, covered by your policy:
- A Lead Consultant: A specialist in PVS, immunology or neurology who oversees your entire case.
- A Specialist Physiotherapist: Someone trained in pacing and safe rehabilitation for ME/CFS and Long COVID.
- An Occupational Therapist: To help you adapt your work and home life.
- A Dietitian: To advise on anti-inflammatory diets and gut health.
- A Clinical Psychologist: To provide coping strategies for living with a chronic illness.
This coordinated, patient-centric model is the gold standard for PVS management but is incredibly difficult to access through the strained public system.
Unlocking Advanced Therapies and Rehabilitation
Beyond consultations, PHI opens the door to a wider range of therapeutic options that can significantly improve quality of life:
- Pain Management Clinics: Access to specialist interventions for chronic pain.
- Hydrotherapy: Gentle, supportive exercise in a warm water pool that is often well-tolerated.
- Comprehensive Mental Health Support: Many policies now offer extensive mental health cover, including access to psychiatrists and multiple therapy sessions without long waits.
- Digital GP Services: 24/7 access to a GP for immediate advice, prescriptions, and referrals, which is invaluable when symptoms flare up unexpectedly.
At WeCovr, we specialise in helping individuals and families navigate the market to find policies with robust outpatient and therapies cover. We understand the specific needs of those concerned about post-viral illness and can compare plans from leading providers like Bupa, AXA Health, and Vitality to ensure you have the right protection in place.
Decoding Your Policy: What to Look for in Private Health Insurance for PVS
Purchasing PHI is a significant decision, and understanding the policy wording is paramount, especially concerning long-term conditions.
The Crucial Clause: "Chronic Conditions"
This is the most important concept to understand. PHI is traditionally designed to cover acute conditions (illnesses that are short-lived and likely to respond fully to treatment), not chronic conditions (illnesses that are long-lasting and require ongoing management rather than a cure).
PVS, by its nature, is chronic. This has historically been a grey area for insurers. However, the market is adapting. Most major insurers now cover the initial diagnosis and stabilisation of a chronic condition like Long COVID.
- What IS typically covered: The initial GP referral, consultant appointments, all diagnostic tests (MRIs, ECGs etc.), and a short course of initial treatment (e.g., a block of physiotherapy) to get you to a stable point.
- What IS NOT typically covered: The day-to-day, long-term management of the condition once it has been diagnosed and stabilised.
The value is in getting that swift, comprehensive diagnosis and an expert-led management plan, which you can then take forward. Some top-tier policies are beginning to offer more extensive chronic management, and this is where expert advice is vital.
Essential Coverage Features to Demand
When comparing policies, look for these non-negotiable features:
- Full Outpatient Cover: Ensure there are no or high limits on the cost of your initial consultations and tests. A low outpatient limit could be used up by a single MRI scan.
- Comprehensive Diagnostics: The policy should cover all standard scans, tests, and procedures without major limitations.
- Mental Health Pathway: Look for policies that provide a strong mental health offering, separate from your main outpatient limit.
- Therapies Cover: Check the number of physiotherapy, osteopathy, and occupational therapy sessions included.
- Guided Care Pathway: Insurers like Bupa and AXA offer clinical teams to help guide your treatment journey, which can be invaluable.
Understanding Underwriting: Moratorium vs. Full Medical Underwriting
How an insurer assesses your health history is crucial.
- Moratorium (MORI): This is the most common type. The insurer doesn't ask for your medical history upfront. Instead, they will exclude any condition for which you have had symptoms, medication, or advice in the last 5 years. This exclusion is typically lifted if you go 2 full years on the policy without any further symptoms or treatment for that condition. This can be risky if you have a history of fatigue or other PVS-like symptoms.
- Full Medical Underwriting (FMU): You declare your full medical history on the application. The insurer then gives you a clear decision upfront on what is and isn't covered. For anyone with a complex medical history or concerns about past symptoms, FMU provides absolute clarity from day one.
This is a complex area where mistakes can be costly. As expert brokers, we at WeCovr can walk you through the pros and cons of each underwriting method, helping you choose the right path for your personal circumstances. To demonstrate our commitment to our clients' holistic health, we also provide complimentary access to our AI-powered nutrition app, CalorieHero, helping you manage your wellbeing from every angle.
The Financial Safety Net: Why Income Protection is Non-Negotiable
While PHI addresses your physical health, it doesn't pay your mortgage. The financial toxicity of PVS is devastating. This is where Income Protection (IP) insurance becomes the second, equally critical, part of your shield.
When Symptoms Stop You Working
Income Protection is a policy designed to do one thing: pay you a regular, tax-free monthly income if you are unable to work due to any illness or injury, including a post-viral syndrome. It replaces a portion of your lost earnings, allowing you to focus on recovery without the terror of mounting bills.
Statutory Sick Pay (SSP) in the UK is minimal and lasts for only 28 weeks. After that, you are reliant on state benefits, which are often insufficient and difficult to claim. An IP policy is your private safety net.
Key Features of an Income Protection Policy
When choosing IP, three features are paramount:
- Definition of Incapacity: The best policies use an "Own Occupation" definition. This means the policy will pay out if you are unable to do your specific job. Less comprehensive policies might use "Suited Occupation" (any job you're qualified for) or "Any Occupation" (any work at all), which are much harder to claim on. For a professional, "Own Occupation" is essential.
- Deferral Period: This is the waiting period between when you stop working and when the policy starts paying out. It can be anything from 4 weeks to 12 months. You should align it with any sick pay you receive from your employer to keep your premiums down.
- Payment Period: You can choose short-term cover (e.g., 1, 2, or 5 years) or long-term cover that pays out right up to your chosen retirement age. For a condition like PVS that can last for years or decades, a long-term payment period is vital.
Income Protection and PVS: A Real-Life Scenario
Sarah, a 35-year-old graphic designer, develops severe Long COVID. Her "brain fog" and fatigue make it impossible to stare at a screen and meet deadlines. Her employer's sick pay runs out after 6 months. Thankfully, she had taken out an Income Protection policy with a 6-month deferral period. The policy starts paying her £2,200 a month (60% of her salary). This income allows her to pay her rent, cover her bills, and afford private therapies recommended by her PHI-funded consultant, all without draining her savings.
Critical Illness Cover: The Role of a Lump Sum Payment
The third pillar of a comprehensive protection portfolio is Critical Illness Cover (CIC). This policy pays out a one-off, tax-free lump sum if you are diagnosed with one of a list of specific serious illnesses, such as certain cancers, heart attack, or stroke.
Its relevance to PVS is less direct than PHI or IP. Long COVID or ME/CFS are not typically listed as standard critical illnesses. However, its value lies in two areas:
- Cover for Complications: Research has shown that PVS can increase the risk of other conditions. If the syndrome were to lead to a defined critical illness, such as a major heart condition or stroke, the policy would pay out.
- Financial Freedom: The lump sum can be used for anything – to clear a mortgage, pay for specialist treatment anywhere in the world, or adapt your home. It provides a significant financial cushion during a health crisis.
While IP is arguably more important for the specific threat of PVS, CIC is a powerful part of a holistic plan to protect against all major health shocks.
WeCovr's Expert Verdict: Your Action Plan for 2025 and Beyond
The data is clear. The risk of developing a debilitating post-viral syndrome is real and growing. Relying solely on a strained public health system and minimal state benefits is a high-stakes gamble with your health and financial future.
Proactive planning is your most powerful defence. Here is your essential action plan:
- Acknowledge the Risk: The first step is to accept the "1 in 5" reality. Complacency is no longer an option. This can affect anyone, regardless of age or prior fitness.
- Review Your Existing Cover: Check your employment contract. Do you have workplace health insurance or income protection? If so, scrutinise the details. Is the cover comprehensive? Does it have low limits? Does it cease if you leave your job?
- Prioritise Your Personal Protection Strategy:
- Health First (PHI): Make Private Health Insurance your top priority. The ability to secure rapid diagnostics and a specialist-led management plan is the single most important factor in achieving a better outcome with PVS.
- Protect Your Income (IP): Your ability to earn is your biggest asset. An "Own Occupation," long-term Income Protection policy is the only way to safeguard it against a long-term illness.
- Secure Your Future (CIC): Add Critical Illness Cover to provide a lump-sum buffer for the most serious diagnoses, giving your family ultimate financial security.
- Seek Independent, Expert Advice: This is not a DIY task. The insurance market is complex, and the stakes are too high to get it wrong. Partnering with a specialist independent broker like WeCovr is crucial. We don't work for one insurer; we work for you. We will take the time to understand your unique needs, budget, and health concerns to search the entire market and build a bespoke, robust protection portfolio that truly shields you from the health and financial shocks of the post-viral era.
The future of health in the UK is changing. By taking decisive action today, you can build a fortress of protection around yourself and your family, ensuring that if you do become one of the 1 in 5, you have the resources, support, and peace of mind to navigate your recovery from a position of strength.
Related guides
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!