UK Metabolic Crisis 1 in 3 At Risk
UK 2025 Shock New Data Reveals Over 1 in 3 Working Britons Secretly Battle Silent Metabolic Dysfunction, Fueling a Staggering £4 Million+ Lifetime Burden of Premature Critical Illness, Long-Term Disability & Eroding Family Futures – Is Your LCIIP Shield Your Unseen Defence Against Tomorrows Hidden Health Storms
A silent health crisis is brewing beneath the surface of the UK's workforce. It doesn’t announce itself with dramatic symptoms or public health warnings. Instead, it quietly dismantles the health of millions, setting the stage for a future fraught with devastating illness and financial ruin.
New analysis and projections for 2025 reveal a startling reality: over one in three working-age Britons are now living with metabolic dysfunction. This cluster of conditions, often invisible in daily life, is a ticking time bomb. It dramatically increases the risk of heart attacks, strokes, type 2 diabetes, and certain cancers, creating a potential lifetime financial burden that can exceed a staggering £4.2 million for a family.
This isn't just a health headline; it's a direct threat to your financial security, your family's stability, and the future you're working so hard to build. While the NHS provides incredible care at the point of need, it cannot protect you from the financial shockwave of a life-altering illness. It won't pay your mortgage, cover your bills, or replace your lost income.
In this guide, we will unpack this emerging crisis, expose the true financial cost of ill health, and reveal how a robust shield of Life, Critical Illness, and Income Protection (LCIIP) insurance is no longer a 'nice-to-have', but an essential defence against the hidden health storms of tomorrow.
The Ticking Time Bomb: What Exactly is Metabolic Dysfunction?
Metabolic dysfunction, clinically known as Metabolic Syndrome, isn't a single disease. It's a collection of five risk factors that, when present together, massively multiply your chances of developing serious cardiovascular disease and type 2 diabetes.
Think of it as a warning light on your body's dashboard. One flashing light might be a concern, but when three or more are flashing, it signals a critical system failure is imminent.
The five key indicators of Metabolic Syndrome are:
- Large Waistline (Central Obesity): Excess fat around the abdomen is more dangerous than fat elsewhere.
- High Blood Pressure (Hypertension): The 'silent killer' that puts constant strain on your heart and arteries.
- High Blood Sugar (Hyperglycaemia): Often a precursor to pre-diabetes and full-blown type 2 diabetes.
- High Triglycerides: A type of fat found in your blood that, at high levels, contributes to the hardening of arteries.
- Low HDL ('Good') Cholesterol: HDL cholesterol helps remove 'bad' cholesterol from your arteries. Low levels reduce this protective effect.
The insidious nature of Metabolic Syndrome is its silence. You can have three or more of these risk factors and feel perfectly fine. You can go to work, play with your children, and live your life completely unaware of the danger building within. According to NHS data, millions of people in the UK have undiagnosed high blood pressure, a key component of the syndrome.
| Risk Factor | Clinical Threshold (UK Guidelines) | What it Means for Your Health |
|---|---|---|
| Waist Circumference | ≥ 94cm (37in) for Men; ≥ 80cm (31.5in) for Women | A key indicator of visceral fat around your organs. |
| Blood Pressure | ≥ 130/85 mmHg (or on medication) | Puts excessive strain on your entire cardiovascular system. |
| Fasting Blood Glucose | ≥ 5.6 mmol/L (or on medication) | Your body is struggling to process sugar effectively. |
| Triglycerides | ≥ 1.7 mmol/L (or on medication) | Increases the risk of atherosclerosis (hardening arteries). |
| HDL Cholesterol | < 1.0 mmol/L for Men; < 1.3 mmol/L for Women | Reduced ability to clear harmful cholesterol from blood vessels. |
A diagnosis of Metabolic Syndrome is typically made when a person has at least three of these five conditions. It's a powerful predictor of future illness, far more so than any single factor on its own.
The 2025 Data Unpacked: A Nation on the Brink
The headline figure—that over 1 in 3 working Britons will have metabolic dysfunction by 2025—is an alarming projection based on the accelerating trends observed by Public Health England, the NHS, and leading charities like Diabetes UK.
Let's break down the converging trends fuelling this crisis:
- Rising Obesity: Latest Office for National Statistics (ONS) data shows that over 63% of adults in England are overweight or obese. This is the primary driver of metabolic dysfunction.
- Soaring Diabetes Rates: Diabetes UK projects that over 5.5 million people in the UK will have diabetes by 2030. The vast majority of these cases are type 2 diabetes, which is intrinsically linked to Metabolic Syndrome.
- Pervasive High Blood Pressure: The British Heart Foundation estimates around 14.4 million UK adults have high blood pressure, with up to 4.2 million of them living undiagnosed.
- Sedentary Lifestyles: The modern workplace is a major contributor. ONS figures show that the average office worker spends up to 75% of their waking hours sitting down, drastically impacting metabolic health.
These aren't isolated statistics; they are interconnected threads weaving a tapestry of national ill-health. The "working Britons" demographic is particularly vulnerable. The pressures of a career, long commutes, stress, and reliance on convenience foods create the perfect storm for metabolic health to decline, often unnoticed until it's too late.
| Health Trend | 2015 Figure (Approx.) | 2025 Projection | Primary Consequence |
|---|---|---|---|
| Adult Obesity (England) | 25% | > 29% | Drives all other metabolic factors. |
| Type 2 Diabetes (UK) | 3.5 Million | > 4.5 Million | Major critical illness risk. |
| Undiagnosed Hypertension | ~5 Million | ~4 Million (Better screening but still high) | Silent risk for heart attack/stroke. |
| High Cholesterol (Adults) | Up to 6 in 10 | Remains consistently high | Leads to clogged arteries. |
This isn't a future problem. It's a present-day crisis with devastating future consequences. The question is, what are those consequences in real, financial terms?
From Silent Symptoms to a £4.2 Million Lifetime Financial Storm
The true cost of a critical illness isn't measured in hospital bills, which the NHS thankfully covers. It's measured in lost income, shattered career paths, unforeseen expenses, and the complete erosion of a family's financial future. The £4.2 million figure represents the potential lifetime financial devastation a family unit could face following a premature, severe health crisis.
How can the costs escalate so dramatically? Let's calculate the potential lifetime financial impact for a 40-year-old professional, Mark, who suffers a major stroke due to untreated Metabolic Syndrome.
| Financial Impact Category | Description | Potential Cost |
|---|---|---|
| Mark's Lost Earnings | Earning £50k/year, unable to work again until age 67. (27 years x £50k) | £1,350,000 |
| Partner's Lost Earnings | Partner (earning £40k) becomes a part-time carer for 15 years, losing half their income. (15 years x £20k) | £300,000 |
| Lost Pension Contributions | Loss of both Mark's and his partner's employer/personal contributions and growth. | £750,000 |
| Private Care & Therapy | NHS physio is limited. Private physio, speech therapy, and home help are needed for years. | £200,000 |
| Home & Vehicle Adaptations | Wheelchair ramps, wet room, adapted vehicle to maintain a semblance of independence. | £75,000 |
| Increased Living Costs | Higher utility bills, specialised equipment, prescription costs not covered by the NHS. | £150,000 |
| Mortgage & Debt Burden | Without income, the family defaults. Potential home repossession and loss of equity. | £400,000 |
| Eroded Family Future | University funds, inheritance, and future security for children are completely wiped out. | £1,000,000+ |
| Total Potential Burden | A catastrophic financial event for the family unit. | £4,225,000 |
This scenario, while devastating, is tragically realistic. A 2022 report from Legal & General highlighted that 51% of households would be unable to survive for more than six months on their savings if a main earner fell seriously ill.
Metabolic Syndrome is the direct precursor to the very conditions that cause this financial ruin:
- Heart Attack: The British Heart Foundation states that cardiovascular disease causes more than a quarter of all deaths in the UK.
- Stroke: There are more than 100,000 strokes in the UK each year, being a leading cause of adult disability.
- Cancer: Poor metabolic health is linked to an increased risk of at least 13 different types of cancer, including bowel, breast, and pancreatic cancer.
- Type 2 Diabetes: Can lead to severe complications like kidney failure, limb amputation, and blindness, all of which prevent you from working.
Relying on state benefits is not a viable plan. Statutory Sick Pay (SSP) is just £116.75 per week (as of 2024/25) and only lasts for 28 weeks. After that, you may be eligible for Employment and Support Allowance (ESA), which is unlikely to cover your mortgage and essential bills. This is the financial cliff-edge that millions of families are unknowingly standing on.
The LCIIP Shield: Your Proactive Financial Defence
While you can't predict the future, you can build a fortress around it. A comprehensive Life, Critical Illness, and Income Protection (LCIIP) plan is the only viable way to shield your family from the financial fallout of a health catastrophe.
These three types of cover work together to create a multi-layered defence.
1. Income Protection (IP): The Bedrock If you could only choose one policy, this would be it. Income Protection is designed to do one thing: replace your monthly income if you're too ill or injured to work.
- What it does: Pays out a regular, tax-free monthly sum (usually 50-70% of your gross salary).
- When it pays: After a pre-agreed waiting period (e.g., 3 or 6 months), it can continue to pay out until you return to work, or even until you reach retirement age.
- Why it’s crucial for metabolic risk: It covers you for the long-term conditions that Metabolic Syndrome can lead to. If diabetes or post-stroke complications mean you can't work for years, IP is the policy that keeps a roof over your head.
2. Critical Illness Cover (CIC): The Financial Fire Extinguisher This cover is designed to tackle the immediate financial crisis that a serious diagnosis brings.
- What it does: Pays out a one-off, tax-free lump sum on the diagnosis of a specific, serious illness listed in the policy.
- When it pays: As soon as you are diagnosed with a qualifying condition (like a heart attack, stroke, or cancer), you receive the full sum.
- Why it’s crucial for metabolic risk: The lump sum can be used for anything – to clear the mortgage, pay for private treatment, adapt your home, or simply give you the breathing space to recover without financial stress. It’s an immediate injection of cash when you need it most.
3. Life Insurance: The Final Safety Net This is the foundational cover that ensures your family is protected if the worst should happen.
- What it does: Pays out a lump sum to your loved ones upon your death.
- When it pays: On your death, providing your beneficiaries with the funds to clear debts, pay for funeral costs, and maintain their standard of living.
- Why it’s crucial for metabolic risk: Sadly, conditions like heart attacks and strokes can be fatal. Life insurance ensures that your financial legacy is one of security, not of debt and struggle for those you leave behind.
| Cover Type | Payout Style | Core Purpose | How It Defends Against Metabolic Risk |
|---|---|---|---|
| Income Protection | Monthly Income | Replaces your salary for long-term absence. | Pays the bills year after year if you can't work. |
| Critical Illness Cover | Lump Sum | Tackles the immediate cost of a major illness. | Clears debts, funds treatment, reduces stress. |
| Life Insurance | Lump Sum | Protects your family financially after your death. | Clears the mortgage and secures their future. |
These policies are not interchangeable; they are complementary. A well-structured plan, often combining all three, creates an almost impenetrable financial shield for you and your family.
Case Study: The Tale of Two Colleagues – Mark and David
To see the profound difference protection can make, let's return to our case study of two 45-year-old colleagues, Mark and David. Both are office managers, both have undiagnosed Metabolic Syndrome.
Mark's Story: The Unprotected Fall
Mark always thought protection insurance was an "unnecessary expense." His family's savings were modest, around £10,000. At 46, he suffers a major stroke.
- The Aftermath: Mark survives but is left with significant physical and cognitive impairments. He cannot return to work.
- The Financial Cascade:
- His £2,000/month income from work stops after his sick pay runs out. Statutory Sick Pay provides less than £500 a month for just 28 weeks.
- His wife, Sarah, has to reduce her hours to become his part-time carer, cutting her own income in half.
- Their savings are gone within five months, spent on essential bills and a few private physiotherapy sessions.
- Within a year, they are struggling to pay the mortgage. The stress is immense, and the future they planned for their two children evaporates. They are forced to consider downsizing, leaving the family home they love.
David's Story: The Protected Shield
David, on the other hand, had met with a financial adviser five years earlier. He put in place a comprehensive protection plan. At 47, he is diagnosed with type 2 diabetes and, a year later, requires heart bypass surgery after tests reveal severe artery blockages – a direct result of his metabolic condition.
- The Aftermath: The diagnosis is a wake-up call, but not a financial catastrophe.
- The Financial Response:
- His Critical Illness Cover pays out a £150,000 tax-free lump sum upon the heart surgery diagnosis. They immediately use £100,000 to clear the majority of their mortgage, drastically reducing their monthly outgoings.
- David needs six months off work to recover and adapt his lifestyle. After a 3-month waiting period, his Income Protection policy kicks in, paying him £2,500 a month tax-free.
- The financial pressure is gone. David can focus entirely on his recovery, his diet, and his exercise regime. The remaining CIC lump sum allows his wife to take unpaid leave to support him without worry. He eventually returns to work part-time, with his IP policy providing a partial top-up to his reduced salary.
The outcome for both men's health was severe. But for their families, the financial outcome was worlds apart. David's foresight protected his family's home, their stability, and their future. Mark's story is a cautionary tale of how quickly a health crisis can become a financial one.
Navigating the Insurance Maze: How Your Health Affects Your Application
It's a common and valid concern: "If I already have high blood pressure or a high BMI, can I even get cover?" The answer is, in most cases, yes – but it’s a compelling reason to act sooner rather than later.
The process of applying for LCIIP cover is called underwriting. The insurer will assess your risk based on:
- Your age, occupation, and smoker status.
- Your answers to a detailed health and lifestyle questionnaire. If you have one or more markers of Metabolic Syndrome, there are a few possible outcomes:
- Standard Rates: If your condition (e.g., blood pressure) is very minor or well-controlled with medication, you may still be offered cover at the standard price.
- A Premium "Loading": The insurer may offer you cover but at an increased monthly premium to reflect the higher risk. A 50% loading on a £30 premium is still far more affordable than having no cover at all.
- An Exclusion: The insurer might offer you cover but exclude claims related to your specific condition. For example, a Critical Illness policy might exclude claims for diabetes if you are already pre-diabetic.
- Postponement or Decline: In more severe or complex cases, an insurer might postpone a decision for 6-12 months to see if your condition stabilises, or in rare cases, decline to offer cover.
This is precisely where the value of an expert broker like WeCovr becomes clear. The UK insurance market is vast, and every insurer has different underwriting philosophies. One insurer might heavily penalise a high BMI, while another is more concerned with cholesterol readings.
At WeCovr, we have an in-depth understanding of these nuances. We work for you, not the insurer. Our job is to present your case to the most suitable providers, navigating the complexities to secure the best possible terms and the most comprehensive cover for your specific health profile.
Beyond Insurance: Taking Proactive Control of Your Metabolic Health
While robust insurance is your financial backstop, the ultimate goal is to avoid needing it in the first place. Taking control of your metabolic health is one of the most powerful things you can do for your long-term well-being. The good news is that many of the risk factors are reversible through lifestyle changes.
- Know Your Numbers: Speak to your GP or visit a local pharmacy for a free health check-up to find out your blood pressure, cholesterol, and blood sugar levels. Knowledge is power.
- Embrace Whole Foods: Reduce your intake of ultra-processed foods, sugary drinks, and refined carbohydrates. Focus on a diet rich in vegetables, lean proteins, healthy fats, and fibre.
- Move Your Body: Aim for at least 150 minutes of moderate-intensity activity (like a brisk walk) or 75 minutes of vigorous activity (like jogging or cycling) per week, as recommended by the NHS.
- Manage Stress: Chronic stress can raise blood pressure and blood sugar. Incorporate activities like mindfulness, yoga, or simply spending time in nature into your routine.
To empower our clients not just financially but also in their health journey, WeCovr provides every customer with complimentary access to CalorieHero. This cutting-edge, AI-powered app helps you effortlessly track your nutrition and calories, making it easier to achieve your health goals. It's our way of showing we're invested in your well-being, providing tools to help you build a healthier future alongside the financial security to protect it.
Common Questions Answered: Your LCIIP FAQ
Q: I have a pre-existing condition. Is it too late for me to get cover? A: Not at all. As explained above, it's still possible to get comprehensive cover. It's more important than ever to speak to a specialist broker who can take your full situation to the whole market to find the best home for your application.
Q: Isn't this type of insurance really expensive? A: The cost depends on your age, health, and the amount of cover you need. However, it's almost certainly more affordable than you think—and infinitely more affordable than the alternative of having no protection. A healthy 35-year-old can often get significant cover for the price of a few weekly coffees.
Q: How much cover do I actually need? A: A common rule of thumb is for life insurance to cover your mortgage and any other large debts, plus 10x your annual salary. For critical illness, aim to cover 1-2 years of your income. For income protection, cover the maximum you can (usually 60-70% of your salary). We can help you carry out a detailed needs analysis.
Q: Will the policy even pay out when I need it? A: This is a common myth. The reality is that the vast majority of claims are paid. According to the Association of British Insurers (ABI), in 2022, insurers paid out a staggering 97.4% of all protection claims, totalling over £6.8 billion. Choosing a reputable insurer and being honest on your application form are key.
Q: Why can't I just rely on my employer's benefits or the state? A: Employer benefits are a great perk, but they are tied to your job. If you leave, you lose the cover. Furthermore, 'death in service' benefits are often only 2-4x your salary, far less than most families need. As we've seen, state benefits are a minimal safety net designed to prevent destitution, not to maintain your lifestyle.
The Choice is Yours: Act Now or Risk Everything
The evidence is clear and the trend is undeniable. The UK's silent metabolic crisis is creating a generation of individuals who are sleepwalking towards a future of poor health and financial vulnerability.
The link between metabolic dysfunction and life-changing illness is no longer a matter of debate. A heart attack, stroke, or cancer diagnosis can happen to anyone, but the risk is exponentially higher for the one in three Britons battling these silent conditions.
Waiting for symptoms to appear is a gamble you cannot afford to take with your family's future. The time to act is now, while you are still healthy enough to secure affordable and comprehensive protection.
A robust LCIIP shield is not an admission of pessimism; it is an act of profound responsibility and love for your family. It is the ultimate financial plan, ensuring that no matter what health challenges life throws at you, the future you have worked so hard for remains secure.
At WeCovr, our mission is to demystify this process. We help you understand your risks and compare tailored solutions from the UK's most trusted insurers, finding you the right protection at the right price. Don't let a silent illness dictate your family's financial story. Build your shield today.
Related guides
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
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