The Growth Paradox: Security as Freedom
Unlocking Your Future Self: Why 2025 Demands a New Look at Proactive Health & Financial Protection—From Income & Critical Illness Cover, Personal Sick Pay for Every Profession, and Strategic Legacy Planning, to the Empowerment of Private Health Insurance—As the Essential, Overlooked Bedrock for Deepening Relationships, Achieving Peak Personal Development, and Thriving Resiliently, Especially When Macmillan Cancer Support Projects 1 in 2 UK Individuals Will Face a Cancer Diagnosis.
We all live with a fundamental paradox. We chase growth, freedom, and the full expression of our potential. We strive to build businesses, deepen relationships, learn new skills, and travel the world. Yet, in this relentless pursuit of expansion, we often overlook the very foundation that makes it all possible: security. This is the growth paradox—the belief that we can build a towering future without first securing the ground beneath our feet.
In 2025, this oversight is no longer a minor risk; it's a critical vulnerability. The landscape has shifted. The lingering effects of economic uncertainty, coupled with unprecedented pressures on our cherished NHS, have created a new reality. But the most sobering reality check comes from a stark projection by Macmillan Cancer Support: an estimated one in two people in the UK will now face a cancer diagnosis in their lifetime.
This isn't a distant, abstract statistic. It's a 50% chance that you, your partner, your sibling, or your closest friend will have their life irrevocably altered by a health crisis. When illness strikes, it doesn't just attack our health; it attacks our income, our stability, and our ability to plan for the future. The dreams of personal development and the strength of our relationships are put to their most severe test.
This is why, in 2025, a conversation about proactive health and financial protection is no longer optional. It's the most profound act of self-care and responsibility you can undertake. It's about shifting our mindset from 'it won't happen to me' to 'how will I thrive if it does?'. This guide is designed to illuminate that path. We will explore how a robust safety net—comprising everything from Income Protection and Critical Illness Cover to Private Health Insurance and strategic legacy planning—is not a cage of caution but the launchpad for your most audacious goals. It is the overlooked bedrock that empowers you to live more freely, love more deeply, and build a resilient, thriving future for the person you are yet to become.
The Elephant in the Room: Confronting the Reality of Health Risks in the UK
To build a resilient future, we must first be honest about the challenges. While optimism is a powerful tool, ignoring clear statistical trends is a gamble few can afford to take. The health landscape in the UK presents a clear case for proactive planning.
The Macmillan projection that one in two of us will develop some form of cancer is a watershed moment in public awareness. This isn't about fear-mongering; it's about understanding the ripple effects. A cancer diagnosis brings a physical and emotional battle, but it also triggers a financial shockwave. Research from Macmillan regularly shows that a majority of people with cancer face a significant financial impact, often amounting to hundreds of pounds a month in extra costs and lost income.
But the risk isn't limited to cancer. According to the British Heart Foundation, there are more than 100,000 hospital admissions each year due to heart attacks in the UK. Strokes affect over 100,000 people annually, making it a leading cause of disability. These events are sudden, life-altering, and they don't discriminate by profession or postcode.
Beyond these critical diagnoses is the growing issue of long-term sickness. The Office for National Statistics (ONS) data from late 2024 revealed that a record number of people—over 2.8 million—are economically inactive due to long-term health conditions. This highlights a silent crisis: millions are unable to work, not for a few weeks, but for months or even years, decimating their financial stability and future prospects.
| The Financial Impact of Illness | Description |
|---|---|
| Loss of Income | Unable to work during treatment and recovery. Statutory Sick Pay (SSP) is just £116.75 per week (2024/25 rate). |
| Increased Costs | Travel to hospitals, prescription charges, home modifications, increased heating bills, special dietary needs. |
| Partner's Income Affected | A partner may need to reduce their hours or stop working entirely to provide care. |
| Depleted Savings | Savings built for a house deposit or retirement are quickly eroded to cover daily living costs. |
The data from the Association of British Insurers (ABI) further underscores this reality. In 2023, the insurance industry paid out over £6.8 billion in protection claims—life, critical illness, and income protection—equating to a staggering £18.6 million every single day. This isn't an abstract number; it's tangible proof of financial safety nets catching families at their most vulnerable moments.
Your Financial First Aid Kit: Demystifying Personal Protection Insurance
Understanding the risks is the first step. The second is equipping yourself with the right tools. Think of protection insurance as a comprehensive financial first aid kit. You hope you never need it, but if you do, it can be the difference between a manageable crisis and a catastrophe. Let's break down the essential components.
1. Income Protection (IP)
This is arguably the cornerstone of any financial plan for anyone who relies on an income to live.
- What it is: Income Protection provides a regular, tax-free replacement income if you are unable to work due to any illness or injury. It pays out after a pre-agreed waiting period (the 'deferred period'), which can be anything from one day to 12 months, and continues to pay until you can return to work, retire, or the policy term ends.
- Who needs it: Every working adult. Whether you're a salaried employee, a freelancer, or a company director, your ability to earn is your most valuable asset. Statutory Sick Pay is minimal and short-lived, and employer schemes vary wildly.
- Key takeaway: IP covers the vast majority of illnesses and injuries that stop you from working, not just a list of specific 'critical' conditions. It protects your lifestyle, not just a one-off financial emergency.
2. Critical Illness Cover (CIC)
While Income Protection covers your monthly outgoings, Critical Illness Cover is designed to handle the major financial shocks.
- What it is: CIC pays out a tax-free lump sum on the diagnosis of a specific, serious illness defined in the policy. Core conditions typically include cancer, heart attack, and stroke, but modern policies can cover 50+ conditions.
- How it's used: This lump sum provides freedom. You could use it to pay off your mortgage, cover the cost of private treatment, adapt your home, or simply replace lost income for a period, allowing you and your family to focus on recovery without financial anxiety.
- Key takeaway: It's designed for a serious, life-altering diagnosis. The lump sum gives you immediate breathing space and options when you need them most.
3. Life Insurance
Life insurance is often misunderstood as being only for the old, but its primary purpose is to protect those who depend on you financially.
- What it is: It pays out a lump sum (or a regular income, see below) to your beneficiaries if you pass away during the policy term.
- Types of cover:
- Level Term: The payout amount remains the same throughout the term. Ideal for covering an interest-only mortgage or providing a family legacy.
- Decreasing Term: The payout amount reduces over time, typically in line with a repayment mortgage. It's usually the most affordable option.
- Whole of Life: Guarantees a payout whenever you die, making it a tool for legacy and inheritance tax planning.
- Key takeaway: It's not for you; it's for them. It ensures your debts are paid and your loved ones are not left in financial hardship.
4. Family Income Benefit (FIB)
This is a clever and often more manageable alternative to a traditional lump-sum life insurance policy.
- What it is: Instead of a single large payout on death, FIB provides a regular, tax-free monthly or annual income to your family. This income is paid from the time of the claim until the end of the policy term.
- Why it's great for young families: It replaces your lost salary in a structured way, making budgeting far easier for the surviving partner. It can be set up to cover costs right up until your children are expected to be financially independent.
- Key takeaway: It’s life insurance designed to mimic a salary, offering stable, predictable support.
Here is a simple comparison of these core personal protection products:
| Feature | Income Protection | Critical Illness Cover | Life Insurance / FIB |
|---|---|---|---|
| What triggers a payout? | Inability to work due to illness/injury | Diagnosis of a specified serious illness | Death or terminal illness diagnosis |
| How does it pay out? | Regular monthly income | One-off tax-free lump sum | Lump sum or regular income |
| Primary Purpose | Replace lost monthly earnings | Cover major costs & provide breathing space | Clear debts & provide for dependents |
| Best for... | Protecting your ongoing lifestyle | Handling a major health crisis | Ensuring family's long-term security |
Navigating these options can feel complex. This is where expert guidance is invaluable. At WeCovr, we specialise in helping individuals and families compare plans from all the UK's leading insurers. We take the time to understand your unique circumstances to find a policy, or a combination of policies, that provides robust and affordable protection.
For the Doers & Dreamers: Specialised Protection for the Self-Employed and Tradespeople
The UK's 4.2 million self-employed workers are the backbone of our economy. They are the graphic designers, the consultants, the plumbers, and the builders. They embody the spirit of growth and freedom, but they are also the most financially exposed group when it comes to health.
If you're self-employed, you have no employer sick pay, no death-in-service benefit, and no one to fall back on if you can't work. Your income stops the moment you do. This makes proactive protection not a 'nice-to-have', but an absolute business necessity.
Personal Sick Pay Insurance
For many self-employed individuals, especially those in manual trades (electricians, construction workers, mechanics) or client-facing roles (nurses, beauticians), a standard Income Protection policy with a long deferred period might not be enough. They need cover that kicks in fast.
- What it is: Personal Sick Pay is essentially a form of short-term Income Protection, often with deferred periods as short as one day or one week. It’s designed to bridge the immediate gap when you're off work with an injury or illness.
- Why it's crucial: Imagine you're a plasterer who breaks a wrist. You can't work, and bills start piling up from day one. A 'Day 1' cover policy would start paying you a replacement income almost immediately, ensuring your mortgage and bills are paid while you recover.
- Key takeaway: For those whose income is directly tied to their physical ability to work, this provides an immediate financial safety net, preventing a short-term injury from becoming a long-term debt problem.
The difference protection makes is stark. Consider two self-employed IT consultants who both suffer a back injury that leaves them unable to work for three months.
- Consultant A (No Cover): Relies on savings. After a month, the savings are gone. They start missing bill payments, causing immense stress. The pressure to return to work too early risks aggravating the injury, potentially leading to a chronic condition.
- Consultant B (With Income Protection): After their four-week deferred period, their policy starts paying them £2,500 a month. Their bills are covered. They can afford physiotherapy and focus entirely on a proper recovery, returning to work healthy and without any new debt.
The Director's Shield: Strategic Protection for Business Owners
For company directors and business owners, the responsibility extends beyond personal finances. The health of the business and the welfare of its employees are also at stake. Smart protection planning can safeguard the entire enterprise.
1. Key Person Insurance
Who is the one person your business could not function without? The star salesperson? The genius coder? The founder with all the industry contacts? That is your 'key person'.
- What it is: A life and/or critical illness policy taken out by the business on a key employee. If that person dies or becomes critically ill, the policy pays a lump sum to the business.
- How it's used: The funds can be used to recruit a replacement, cover lost profits during the disruption, reassure lenders and investors, or, in a worst-case scenario, wind down the business in an orderly fashion without incurring debt.
- Key takeaway: It's business continuity insurance. It protects the business itself from the financial fallout of losing its most valuable asset—a key individual.
2. Executive Income Protection
This is a highly tax-efficient way for a business to provide a superior level of sick pay for its directors and valued employees.
- What it is: An Income Protection policy that is owned and paid for by the business. If the employee is unable to work, the policy pays a monthly income to the business, which then pays it to the employee through PAYE.
- The benefit: Premiums are typically an allowable business expense, making it more tax-efficient than a personal policy. It's a powerful tool for attracting and retaining top talent, showing that the company genuinely cares for its team's wellbeing.
- Key takeaway: A tax-smart way to provide gold-standard income protection as a company benefit.
3. Relevant Life Policies
For small businesses that are not large enough to set up a full group death-in-service scheme, a Relevant Life Policy is a game-changer.
- What it is: A standalone death-in-service policy for an individual employee or director, paid for by the business.
- The benefit: Like Executive IP, the premiums are generally considered an allowable business expense and are not treated as a P11D benefit-in-kind for the employee. The payout is made free of inheritance tax to the employee's family via a trust.
- Key takeaway: It allows even the smallest limited companies to offer the kind of death-in-service benefits typically reserved for large corporations, in a highly tax-efficient manner.
| Business Protection | Who is Insured? | Who Gets the Payout? | Primary Purpose |
|---|---|---|---|
| Key Person Insurance | A key employee/director | The Business | Protect business continuity & profits |
| Executive Income Protection | An employee/director | The Business (then paid to employee) | Provide tax-efficient sick pay benefit |
| Relevant Life Policy | An employee/director | The Employee's Family (via trust) | Provide tax-efficient death-in-service benefit |
Beyond the Essentials: Strategic Legacy & Health Planning
A truly comprehensive plan looks not only at the here and now but also at the future you want to build for yourself and your loved ones. This involves smart legacy planning and taking control of your healthcare.
Gift Inter Vivos Insurance: Securing Your Gifts
Many people want to pass on wealth to their children or grandchildren during their lifetime. However, under UK Inheritance Tax (IHT) rules, if you make a significant gift and die within seven years, that gift could still be subject to a hefty tax bill.
- What it is: A specialised life insurance policy designed to cover this potential IHT liability. The policy pays out a lump sum equal to the tax due if the person making the gift (the donor) dies within the seven-year window.
- How it works: The amount of IHT due on a gift reduces over the seven years (this is known as 'taper relief'). The insurance policy is designed to match this, with the sum assured decreasing over the term.
- Key takeaway: It provides peace of mind that your gift will be received in full by your loved ones, without them facing an unexpected tax bill.
Private Medical Insurance (PMI): The Empowerment of Choice
With NHS waiting lists reaching record highs in recent years—figures from late 2024 showed millions waiting for routine treatment—many are looking for alternatives. Private Medical Insurance is not about replacing the NHS, but about complementing it.
- What it is: A policy that covers the costs of private medical treatment, from diagnosis through to surgery and aftercare.
- The Empowerment:
- Speed: Bypassing long waiting lists for consultations, scans (MRI, CT), and elective surgery is the primary benefit.
- Choice: You can often choose your specialist, consultant, and the hospital where you are treated.
- Comfort: Access to private rooms, more flexible visiting hours, and other amenities can make a stressful experience more comfortable.
- Advanced Therapies: Some plans provide access to drugs or treatments not yet available on the NHS.
- Mental Health: Many modern PMI policies include excellent support for mental health, offering fast access to counselling and therapy.
- Key takeaway: PMI is an investment in your health and time. It gives you control and options, reducing the anxiety and uncertainty that come with waiting for care.
The Foundation of Wellbeing: How Security Cultivates Personal Growth
We began with the Growth Paradox. Now we can see the solution. Financial and health security isn't the opposite of freedom; it is the fertile ground from which personal growth, strong relationships, and resilience can flourish.
1. Deepening Relationships Financial strain is a notorious cause of conflict and breakdown in relationships. When a health crisis hits an unprotected family, the stress of money worries can overshadow the need for emotional support and care. By putting a robust protection plan in place, you remove that future source of conflict. You are telling your loved ones, "Whatever happens to my health or my income, we will be okay. We can focus on what truly matters: each other." This act of foresight builds a foundation of trust and security that allows love and connection to deepen.
2. Achieving Peak Personal Development Think of Maslow's hierarchy of needs. At the base are physiological and safety needs. You cannot reach for 'self-actualisation'—creativity, learning, personal growth—if you are fundamentally worried about your safety and security. A solid protection plan satisfies those base-level needs. It liberates your mental and emotional energy. You can take a calculated risk on a new business venture, invest in a course to change careers, or plan that life-changing travel experience, knowing that an unexpected illness won't derail your entire life. Security gives you the courage to grow.
3. Thriving Resiliently Resilience is more than just bouncing back. It's about having the depth of resources—financial, emotional, and physical—to withstand life's storms without breaking. Protection insurance is a core financial resource. It ensures a health crisis remains a health crisis, rather than escalating into a financial one as well.
At WeCovr, we believe in this holistic view of resilience. That’s why, in addition to helping our clients secure the best insurance protection, we also provide them with complimentary access to our AI-powered calorie and nutrition tracking app, CalorieHero. By empowering our clients to proactively manage their diet and health, we're helping them build physical resilience alongside the financial resilience their policies provide. It’s part of our commitment to supporting their overall wellbeing.
Taking Control in 2025: Your Action Plan
Feeling empowered? Here’s how to translate that feeling into concrete action.
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Audit Your Reality: Sit down and get a clear picture of your current situation.
- Debts: What is your mortgage balance? Any car loans or credit cards?
- Dependents: Who relies on your income? Your partner? Children? Ageing parents?
- Existing Cover: What protection do you have through your employer? Is it enough? Does it stop if you leave your job?
- Budget: What can you realistically afford to allocate to protection each month? (It’s often less than you think).
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Define Your 'Why': This is the most important step. What are you actually protecting?
- Is it keeping your family in their home?
- Is it ensuring your children can go to university?
- Is it safeguarding your business from collapse?
- Is it simply giving yourself the peace of mind to live without financial fear?
- Write it down. This 'why' will be your anchor during the planning process.
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Seek Expert, Impartial Advice: The UK protection market is vast and complex. Policies, definitions, and pricing vary hugely between insurers. Trying to navigate this alone can lead to costly mistakes or, worse, inadequate cover. Using an independent broker is essential. A specialist adviser, like our team at WeCovr, will:
- Assess your needs based on your personal 'why'.
- Scan the entire market to find the most suitable products.
- Help you understand the policy details and fill out the application forms correctly.
- Place your policies in trust to ensure the payout goes to the right people quickly and tax-efficiently.
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Don't Delay: The cost of protection is based on your age and health at the time of application. The younger and healthier you are, the lower your premiums will be—and they can be fixed for the entire policy term. Every year you wait, the cost increases. The biggest mistake is not acting until it's too late.
Conclusion: The True Meaning of Freedom
The world of 2025 asks more of us. It demands we be more resilient, more proactive, and more honest about the future. The stark reality of health statistics is not a reason for fear, but a call to intelligent action.
The Growth Paradox is solved when we understand that security is not a limitation. It is freedom. It is the freedom to pursue your ambitions knowing your family is protected. The freedom to recover from illness without the crushing weight of debt. The freedom to build a business, to love deeply, and to grow into the best version of yourself, safe in the knowledge that you have built a fortress of security around the things that matter most.
Unlocking your future self begins today. It begins with the decision to transform uncertainty into security, and anxiety into peace of mind. It begins with building your foundation.
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Related guides
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!