Growth Protection: The Resilience Secret
The Missing Piece in Your Personal Growth Journey: How Financial Resilience, Fueled by Strategic Protection, Unlocks Unprecedented Fulfillment and Stronger Relationships. As latest projections for 2025 reveal that 1 in 2 people in the UK will face a cancer diagnosis in their lifetime, the unpredictable nature of life demands more than just a positive mindset. Discover how safeguarding your future with smart protection solutions—from Income Protection and Critical Illness Cover to Family Income Benefit, tailored Personal Sick Pay for tradespeople, nurses, and electricians, Life Protection, and Gift Inter Vivos—creates an unshakeable foundation. This vital financial ecosystem empowers you to pursue your deepest aspirations without fear, nurture meaningful connections, and access timely care through private health insurance, ensuring your journey of self-improvement is truly future-proofed.
We live in an era obsessed with growth. We devour books on mindset, listen to podcasts on productivity, and chase new skills to climb the career ladder. We journal, meditate, and optimise our mornings, all in the pursuit of becoming a better version of ourselves. Yet, in this relentless quest for self-improvement, a critical component is often overlooked—the structural foundation upon which all growth is built: financial resilience.
The stark reality is that our meticulously planned futures are fragile. A sudden illness, an unexpected accident, or a life-altering diagnosis can shatter our progress in an instant. The latest projections from Cancer Research UK for 2025 are a sobering reminder of this, predicting that one in every two people in the UK will be diagnosed with cancer in their lifetime.
This isn't about fearmongering; it's about acknowledging a fundamental truth. A positive mindset is powerful, but it cannot pay the mortgage if you're unable to work for six months. Ambition is essential, but it won't cover the bills if you're recovering from a critical illness. True, sustainable personal growth isn't just about reaching for the stars; it's about ensuring you have a solid launchpad and a robust safety net.
This is the principle of Growth Protection. It's the understanding that by strategically safeguarding your finances and well-being, you create the freedom to pursue your goals without the crippling fear of "what if?" It's the secret to unlocking a deeper sense of fulfilment, strengthening your most important relationships, and building a life that is not just ambitious, but also unshakeably resilient.
The Illusion of Invincibility: Why Mindset Isn't Enough
The modern personal growth movement often sells a narrative of complete control. "Manifest your reality," "hustle harder," "think positive"—these mantras suggest that our will alone can bend the universe to our desires. While an optimistic and proactive approach to life is undeniably beneficial, it can also create a dangerous blind spot: the illusion of invincibility.
We plan our careers, our holidays, and our investments with precision, but we often fail to plan for the one thing that can derail it all—a sudden loss of health or income. This isn't a personal failing; it's human nature. We are wired to focus on the positive path ahead. However, true resilience is built by preparing for the detours.
Consider these scenarios:
- The Freelance Designer: A creative professional at the peak of her career, juggling exciting projects. A repetitive strain injury develops into a chronic condition, making it impossible to use a mouse or stylus for extended periods. Without an income protection plan, her income evaporates, and the stress of mounting bills stifles the very creativity she relies on.
- The Young Family: A couple in their 30s with two young children and a new mortgage. One of them is diagnosed with a critical illness. While the NHS provides excellent medical care, the financial side effects—travel to hospitals, time off work for the partner, childcare costs—create immense strain. The focus shifts from recovery to financial survival.
- The Company Director: The driving force behind a growing SME. A sudden heart attack takes him out of action for months. Without Key Person Insurance, the business struggles to cover his absence, projects stall, and the company's stability is threatened, impacting employees and his own family's long-term security.
In each case, a positive mindset alone is insufficient. The missing piece is a financial buffer, a pre-planned response that kicks in when life throws its worst, allowing you to focus on what truly matters: recovery, family, and getting back on your feet.
What is Growth Protection? The Financial Bedrock of a Fulfilling Life
Growth Protection is not a single product, but a philosophy. It’s the conscious decision to build a financial fortress around yourself and your loved ones. This fortress doesn't constrain you; it liberates you. It's the bedrock that allows you to:
- Take Calculated Risks: Want to leave a stable job to start your own business? Knowing your personal income is protected if you get sick gives you the confidence to take that leap.
- Be Fully Present: Financial anxiety is a leading cause of stress, which can poison relationships and mental health. With a safety net in place, you can engage more deeply with your partner, children, and friends, free from the background hum of financial worry.
- Protect Your Aspirations: Your long-term goals—a dream home, travelling the world, providing the best for your children—depend on your ability to earn. Protection ensures that a health crisis doesn't mean the end of those dreams.
- Preserve Your Dignity: In a crisis, the last thing you want is to be a financial burden on others. Protection provides independence and allows you to maintain your standard of living and make choices on your own terms.
This financial ecosystem is built from several key pillars of insurance, each designed to protect you from a different type of risk. Let's explore them in detail.
The Pillars of Your Financial Fortress: A Deep Dive into Protection Products
Building your resilience plan means choosing the right tools for the job. Just as a builder wouldn't use a hammer for every task, your protection portfolio should be tailored to your unique circumstances.
1. Income Protection (IP): Your Monthly Salary's Bodyguard
If you rely on your monthly income to live, Income Protection is arguably the most crucial pillar of your fortress. It's designed to do one thing: replace a significant portion of your income if you are unable to work due to any illness or injury.
How it Works: You choose a monthly benefit amount (typically 50-70% of your gross salary), and a "deferred period" (the waiting time before payments start, e.g., 4, 13, 26, or 52 weeks). If you're signed off work by a doctor for a reason covered by the policy, once the deferred period ends, the policy starts paying you a tax-free monthly income. Payments continue until you can return to work, the policy term ends, or you retire, whichever comes first.
Who is it for? Frankly, anyone who works. Whether you're a salaried employee, a self-employed freelancer, or a company director, your ability to earn is your most valuable asset. While some employers offer sick pay, it's often limited to a few months. Income Protection is designed for the long term.
| Feature | Details | Why It's Crucial for Growth |
|---|---|---|
| Benefit | Regular, tax-free monthly income | Covers essential outgoings (mortgage, rent, bills) without draining savings. |
| Deferred Period | 1 to 12 months | Can be aligned with employer sick pay or savings to reduce premium costs. |
| Payout Duration | Can pay out until retirement age | Provides peace of mind for long-term or recurring conditions. |
| Definition of Incapacity | 'Own Occupation' is the gold standard | Pays out if you can't do your specific job, not just any job. Essential for specialists. |
For entrepreneurs and company directors, a special version called Executive Income Protection can be paid for by the business as an allowable expense, making it a highly tax-efficient way to protect both the individual and the company.
2. Critical Illness Cover (CIC): Your Financial First Responder
While Income Protection handles the monthly bills, Critical Illness Cover provides a different kind of support. It pays out a tax-free lump sum if you are diagnosed with one of a list of specific serious illnesses defined in the policy.
How it Works: You choose a lump sum amount and the policy term. If you are diagnosed with a covered condition (e.g., a specific type of cancer, heart attack, stroke, multiple sclerosis), the policy pays out the full sum.
How can the lump sum be used? The power of CIC is its flexibility. The money is yours to use as you see fit:
- Clear Debts: Pay off your mortgage or other loans to drastically reduce your monthly outgoings.
- Fund Private Treatment: Access specialist treatments or consultations not readily available on the NHS, potentially speeding up your recovery.
- Adapt Your Home: Make necessary modifications, such as installing a ramp or a stairlift.
- Replace Lost Income: Allow a partner to take time off work to care for you without financial penalty.
- Fund a Recuperation Period: Take a stress-free break after treatment to focus on getting well.
With the UK facing a projected 1-in-2 lifetime risk of cancer, having a financial cushion to manage the wider impacts of such a diagnosis is no longer a luxury—it's a core component of a resilient life plan.
3. Life Insurance (Life Protection): A Legacy of Care
Life insurance is the most well-known form of protection, but its purpose is often misunderstood. It's not for you; it's for the people you leave behind. It pays out a lump sum upon your death, providing your loved ones with the financial security to navigate life without you.
There are two main types:
- Term Life Insurance: Provides cover for a fixed period (the 'term'), such as the length of your mortgage. It's designed to cover liabilities that have an end date. If you pass away during the term, it pays out. If you outlive the term, the policy ends and has no value. It's typically very affordable.
- Whole of Life Insurance: As the name suggests, this policy covers you for your entire life and guarantees a payout whenever you pass away. It's often used for covering funeral costs or for inheritance tax planning.
The core purpose is to ensure that your death doesn't trigger a financial crisis for your family. The payout can cover the mortgage, fund children's education, and replace your lost income for years to come.
4. Family Income Benefit (FIB): Life Cover Reimagined
For many families, receiving a huge lump sum from a traditional life insurance policy can be daunting. How do you budget it? How do you make it last? Family Income Benefit offers a more manageable alternative.
Instead of a single lump sum, FIB pays out a regular, tax-free monthly or annual income from the point of claim until the end of the policy term.
Example: You take out a 20-year FIB policy to provide £2,000 per month. If you were to pass away 5 years into the policy, your family would receive £2,000 every month for the remaining 15 years. This makes budgeting simple and replaces your lost salary in a way that feels familiar. It's often cheaper than an equivalent lump-sum policy, making it a fantastic option for young families.
| Aspect | Level Term Life Insurance | Family Income Benefit |
|---|---|---|
| Payout | Large, one-off tax-free lump sum | Regular, tax-free income stream |
| Budgeting | Recipient must manage and invest the lump sum | Simple, mimics a monthly salary |
| Purpose | Ideal for clearing large debts like a mortgage | Ideal for replacing lost income for day-to-day living |
| Cost | Generally more expensive | Often more affordable for the same level of security |
5. Specialist Cover for Modern Professionals & Tradespeople
The "one-size-fits-all" approach to protection is outdated. Different professions carry different risks, and modern insurance products reflect this.
For Tradespeople, Nurses, and Electricians (Personal Sick Pay): Many standard Income Protection policies can be expensive or have exclusions for manual or higher-risk jobs. Personal Sick Pay or Accident & Sickness policies are often a better fit. They are designed to be more accessible and typically cover shorter-term incapacities (usually 1 or 2 years per claim). This provides a vital safety net to cover your bills while you recover from an injury or illness, which is a more common risk in these professions than a permanent disability.
For Company Directors and Business Owners: Your personal and business finances are intertwined. Protecting one means protecting the other.
- Key Person Insurance: This is life or critical illness cover taken out by the business on a crucial employee (like a founder, top salesperson, or technical expert). If that person passes away or falls critically ill, the business receives a lump sum. This money can be used to recruit a replacement, cover lost profits, or reassure lenders and investors, ensuring business continuity.
- Executive Income Protection: As mentioned earlier, this is an Income Protection policy paid for by the business for a director or employee. It’s a tax-deductible business expense and the benefit is paid to the company, which can then continue to pay the employee's salary through payroll. It's a powerful tool for attracting and retaining top talent.
6. Gift Inter Vivos Insurance: Smart Estate Planning
As you build wealth, you might want to pass it on to your children or grandchildren during your lifetime. In the UK, any gift you make is potentially liable for Inheritance Tax (IHT) if you pass away within seven years. This is known as a Potentially Exempt Transfer (PET).
Gift Inter Vivos insurance is a specialised life insurance policy designed to cover this specific tax liability. The policy's sum assured decreases over the seven years, in line with the tapering IHT liability. It ensures that your beneficiaries receive the full value of your gift, without an unexpected tax bill.
The Ripple Effect: How Protection Strengthens Relationships and Well-being
The benefits of a robust protection plan extend far beyond your bank balance. They create positive ripples that enhance your emotional health and your most important relationships.
A 2024 study by the Money and Pensions Service found that millions of Britons are losing sleep over money worries. This constant financial stress can lead to anxiety, depression, and conflict within families. By removing the primary source of this anxiety—the fear of financial ruin from illness or death—you create the mental space needed for a healthier, happier life.
- It's an Act of Love: Putting protection in place is one of the most profound ways to say "I love you." It tells your partner, "If something happens to me, I have made sure you will be okay." It frees them from the potential double burden of being a sole earner and a primary carer.
- It Empowers You to Be Present: When you aren't subconsciously worrying about the future, you can be more present in the moment. You can enjoy playing with your kids, having a deep conversation with your partner, or pursuing a hobby, knowing the foundations are secure.
- It Enables Honest Conversations: The process of putting protection in place forces you and your partner to have important conversations about your future, your goals, and your fears. This act of shared planning can strengthen your bond and get you on the same page financially.
Beyond the Payout: The Added Value in Modern Protection
Insurers today understand that their role is not just to send a cheque in a crisis. Many policies now come bundled with a suite of support services designed to help you stay healthy and get better faster. This is a crucial part of the "Growth Protection" ecosystem.
The Power of Private Medical Insurance (PMI)
While not a replacement for income, Private Medical Insurance works hand-in-hand with your financial protection. With NHS waiting lists reaching record highs (the total waiting list in England stood at over 7.5 million in early 2025, according to NHS England data), PMI can provide a vital shortcut to diagnosis and treatment.
PMI can give you:
- Prompt access to specialist consultations.
- A choice of leading consultants and hospitals.
- Access to breakthrough drugs and treatments not yet available on the NHS.
- A private room for a more comfortable recovery.
When combined with Critical Illness Cover, which can fund the policy excess or other non-medical costs, it forms a powerful partnership for tackling a health challenge head-on.
Built-in Wellness and Support
Look beyond the headline benefits when choosing a policy. Many leading UK insurers now include, at no extra cost:
- Virtual GP Services: 24/7 access to a GP via phone or video call.
- Mental Health Support: Access to counselling sessions and support lines.
- Second Medical Opinions: Get a world-leading expert to review your diagnosis and treatment plan.
- Physiotherapy and Rehabilitation Support: Help to get you back on your feet and back to work faster.
These services can be invaluable, providing support from the moment you feel unwell, long before you would ever need to make a financial claim.
At WeCovr, we believe in this holistic approach to well-being. That's why, in addition to helping our clients find the perfect protection plan, we provide them with complimentary access to CalorieHero, our AI-powered calorie and nutrition tracking app. We know that proactive health management is the first line of defence, and we're committed to supporting our clients' entire wellness journey.
Building Your Personalised Resilience Plan: A Step-by-Step Guide
Feeling overwhelmed? Don't be. Building your fortress is a logical process.
Step 1: Conduct a Financial Health Audit Take a clear-eyed look at your situation.
- Income: What is your monthly take-home pay? What about your partner's?
- Outgoings: List all your essential costs: mortgage/rent, council tax, utilities, food, transport, childcare, debt repayments.
- Dependents: Who relies on you financially? Children? A partner? Ageing parents?
- Existing Cover: What sick pay does your employer offer, and for how long? Do you have any "death in service" benefits? Check the details carefully.
- Aspirations: What are the big goals you're working towards? What would it cost if they were delayed?
Step 2: Identify Your Gaps Compare your existing cover with your outgoings.
- If your employer's sick pay runs out after 6 months, what happens in month 7? This is the gap Income Protection is designed to fill.
- If your partner died tomorrow, could you afford the mortgage and bills on your own salary? This is the gap Life Insurance or FIB is for.
- If you were diagnosed with a serious illness, where would the money come from to adapt your lifestyle and reduce financial stress? This highlights the need for Critical Illness Cover.
Step 3: Seek Expert Guidance The world of protection insurance can be complex. Definitions, exclusions, and policy options vary hugely between insurers. Trying to navigate it alone can lead to costly mistakes or, worse, a policy that doesn't pay out when you need it most.
This is where an independent expert broker is indispensable. A specialist adviser at WeCovr can:
- Understand Your Needs: We take the time to learn about your life, your family, and your goals.
- Scan the Entire Market: We compare policies and prices from all the UK's leading insurers to find the most suitable and competitive options for you.
- Explain the Fine Print: We help you understand the key features, like the 'own occupation' definition for Income Protection, ensuring you get the quality of cover you expect.
- Help with the Application: We can assist with the forms and ensure your application is presented to insurers in the best possible light.
Conclusion: Future-Proof Your Journey of Self-Improvement
Personal growth is a beautiful, lifelong pursuit. But to truly flourish, you must tend to your roots. Financial resilience, built through a strategic ecosystem of protection, is the rich soil from which your ambitions can grow tall and strong, unshaken by the storms of life.
It is the quiet confidence that allows you to take risks. It is the peace of mind that deepens your relationships. It is the practical foundation that ensures a health crisis does not become a financial catastrophe.
Don't let the unexpected derail your journey. By embracing the principle of Growth Protection, you are not planning for failure; you are creating the ultimate conditions for success. You are future-proofing your aspirations, safeguarding your loved ones, and giving yourself the most valuable gift of all: the freedom to grow without fear.
Is protection insurance like Income Protection or Critical Illness Cover expensive?
Do I need protection if I'm single with no dependents?
What's the difference between Income Protection and Critical Illness Cover?
- Income Protection (IP) pays a regular monthly income if you can't work due to ANY illness or injury (subject to policy terms). It's designed to replace your salary and cover ongoing bills.
- Critical Illness Cover (CIC) pays a one-off tax-free lump sum if you are diagnosed with a specific serious illness listed on the policy. It's designed to provide a financial cushion for major life changes, debt clearance, or funding specialist treatment.
Can I get cover if I have a pre-existing medical condition?
How much cover do I need?
Why should I use a broker like WeCovr instead of going direct to an insurer?
- Compare the entire market: We find the best policy for your specific needs, not just what one company offers.
- Provide expert advice: We help you understand the complex terms and conditions to ensure you're not just getting a cheap policy, but the right policy.
- Save you time and hassle: We handle the research and can assist with the application process, making it smoother and easier for you.
- Act as your advocate: If you need to make a claim, we can offer guidance and support.
Related guides
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!