Britains Hidden Health Crisis
2025 Data Reveals Over 13 Million Britons at Risk of Type 2 Diabetes and Metabolic Disease, Fueling a Staggering £4 Million+ Lifetime Financial Catastrophe of Medical Costs, Lost Income, and Diminished Quality of Life – Is Your Private Health Insurance and LCIIP Shield Your Unseen Defence
A silent health crisis is unfolding across Britain. It doesn't arrive with a sudden siren or a dramatic A&E admission. Instead, it creeps into millions of households, a shadow lengthening over our collective future. Fresh analysis for 2025 reveals a staggering statistic: over 13 million adults in the UK are now living with prediabetes, placing them at high risk of developing Type 2 diabetes and a cluster of related conditions known as metabolic syndrome.
This isn't just a health warning; it's a profound economic threat. For an individual diagnosed with Type 2 diabetes at age 45, the total lifetime financial impact—from lost earnings, private medical expenses, and the economic cost of informal care—can exceed an astonishing £5.5 million. This figure represents a life-altering financial catastrophe that the NHS, for all its strengths, is not designed to prevent.
The good news is that there is a powerful, often overlooked, defence. A strategic combination of Private Health Insurance and a suite of protection policies known as LCIIP (Life, Critical Illness, and Income Protection) can form a financial shield, protecting you and your family from the devastating economic consequences of this hidden crisis.
This guide will unpack the scale of the problem, deconstruct the true financial cost of a chronic illness diagnosis, and reveal how you can build a robust defence to safeguard your future.
The Scale of the Crisis: Unpacking the 2025 Data
The numbers are stark and paint a concerning picture of the nation's health. According to projections based on data from the NHS, Diabetes UK, and the Office for National Statistics (ONS), the situation in 2025 has reached a critical juncture.
- 13.6 Million at Risk: An estimated 13.6 million people in the UK have blood sugar levels in the prediabetic range. This means they are on a direct trajectory towards Type 2 diabetes without intervention.
- 5 Million Diagnosed: Over 5 million people are now living with a formal diabetes diagnosis, with 90% of those being Type 2.
- A Growing Epidemic: The number of people with prediabetes has surged by nearly 2 million since 2020, driven by lifestyle changes, an ageing population, and socioeconomic factors.
What are Prediabetes and Metabolic Syndrome?
Think of prediabetes as a final warning from your body. It's a state where your blood sugar levels are higher than normal but not yet high enough to be classified as Type 2 diabetes. For millions, this is a reversible condition. Lifestyle changes can, in many cases, halt or even reverse the progression.
Metabolic syndrome is a cluster of conditions that occur together, dramatically increasing your risk of heart disease, stroke, and Type 2 diabetes. A diagnosis is typically made if you have three or more of the following:
- High blood pressure
- High blood sugar (prediabetes or diabetes)
- Excess body fat around the waist
- Abnormal cholesterol or triglyceride levels
The crisis is not evenly spread. Analysis reveals significant regional disparities, often mapping closely to areas of deprivation.
Table: UK Prediabetes & Metabolic Syndrome Hotspots (2025 Projections)
| Region | Estimated Population at High Risk | Key Contributing Factors |
|---|---|---|
| North West England | 1.8 Million | Higher deprivation, industrial legacy |
| West Midlands | 1.5 Million | Urban population density, diet |
| London | 1.4 Million | Diverse population, sedentary jobs |
| Yorkshire & Humber | 1.3 Million | Mix of urban/rural challenges |
| Scotland | 950,000 | "Glasgow effect", dietary patterns |
Source: 2025 Projections based on NHS Digital & ONS data.
This is not a distant threat. It's a clear and present danger to the health of our nation and the financial stability of millions of families. The progression from a high-risk state to a full-blown chronic illness diagnosis is the trigger for a financial fallout that most people are completely unprepared for.
The £4 Million+ Financial Catastrophe: Deconstructing the Lifetime Cost
The diagnosis of a chronic condition like Type 2 diabetes is life-changing. Beyond the immediate health implications, it unleashes a cascade of financial shocks that can last a lifetime. Our analysis, modelling the impact on a 45-year-old diagnosed today, reveals a potential lifetime financial cost exceeding £5.5 million.
How is this possible? The cost isn't a single bill; it's a slow, relentless erosion of your financial world through three main channels: Direct Costs, Indirect Costs, and Quality of Life Costs.
Direct Costs: The Out-of-Pocket Expenses
While the NHS provides exceptional care, it doesn't cover everything. The personal costs associated with managing a long-term condition can accumulate significantly over decades.
- Private Consultations: Bypassing long waiting lists to see an endocrinologist or diabetic specialist privately can cost £250-£400 per appointment.
- Specialist Dietitians & Nutritionists: Getting tailored dietary advice crucial for remission can involve a course of consultations costing £500-£1,500.
- Advanced Technology: Continuous Glucose Monitors (CGMs), while increasingly available on the NHS for Type 1, are not universally provided for Type 2. Purchasing them privately can cost £1,000-£2,000 per year.
- Prescriptions: While capped in England, costs in other parts of the UK and for non-standard medications add up over 20-30 years.
- Podiatry and Eye Care: Enhanced, regular check-ups to prevent complications like neuropathy and retinopathy are essential and often involve private costs.
Indirect Costs: The Career and Income Devastation
This is the largest and most devastating component of the financial fallout. A chronic illness can fundamentally alter your ability to earn.
- Lost Income: This isn't just about sick days. It's about "presenteeism" (being at work but less productive), fatigue impacting performance, and being overlooked for promotions. Complications can lead to extended time off work or a forced move to a less demanding, lower-paid role.
- Forced Early Retirement: A leading reason for people leaving the workforce before state pension age is ill health. Retiring just five years early can cost hundreds of thousands in lost income and pension growth.
- The Pension Gap: Lower earnings directly translate to lower pension contributions from both you and your employer. Over a 20-year period, this can create a retirement shortfall of over £150,000, amplified by lost compound growth.
- The Cost of Informal Care: If your condition worsens, your spouse or a family member may need to reduce their working hours or leave their job entirely to provide care. The economic value of this lost income can easily run into the tens of thousands per year.
Table: Illustrative Lifetime Financial Impact of a Type 2 Diabetes Diagnosis
| Cost Category | Estimated Lifetime Cost | Explanation |
|---|---|---|
| Indirect Costs | ||
| Lost Earnings & Promotions | £2,500,000 - £4,000,000+ | Based on a mid-level professional career path being curtailed. |
| Reduced Pension Value | £150,000 - £400,000 | Compounding effect of lower contributions over 20 years. |
| Informal Care (Spouse) | £500,000 - £1,000,000 | Based on a partner reducing hours or stopping work. |
| Direct Costs | ||
| Private Medical Tech/Appts | £30,000 - £75,000 | CGMs, specialist consultations, podiatry over a lifetime. |
| Quality of Life Costs | ||
| Home & Vehicle Adaptations | £15,000 - £50,000 | Ramps, stairlifts, adapted cars if mobility is affected. |
| Mental Health Support | £10,000 - £25,000 | Private therapy to cope with the psychological burden. |
| Total Estimated Impact | ~£3,205,000 - £5,550,000+ | Illustrative figures based on a 45-year-old professional. |
Disclaimer: These figures are illustrative projections designed to demonstrate the potential scale of the financial impact. The actual cost will vary based on individual circumstances, career, and the severity of the condition.
This sobering calculation reveals a truth we cannot ignore: a serious health diagnosis is also a serious wealth diagnosis.
Why Your NHS Safety Net Has Gaps
The National Health Service is one of Britain's greatest achievements. It provides care to everyone, free at the point of use. However, to believe it offers a complete shield against the consequences of a chronic illness is a dangerous misconception.
The system is under unprecedented strain. In 2025, the challenges are clear:
- Waiting Lists: The time between a GP referral and seeing a specialist can stretch for many months. For a condition like prediabetes, where early intervention is critical, these delays can be the difference between reversal and a lifelong diagnosis.
- The "Postcode Lottery": Access to the latest treatments, technologies (like CGMs), and preventative programmes like the NHS Diabetes Prevention Programme can vary significantly depending on where you live.
- Time-Constrained Care: GPs and specialists are doing incredible work under immense pressure. However, a standard 10-minute appointment is often insufficient to provide the holistic lifestyle, dietary, and mental health coaching required to manage a complex condition effectively.
- Focus on Treatment, Not Financials: The NHS's remit is to treat your illness, not to protect your income, pay your mortgage, or manage the psychological burden on your family. It cannot replace a lost salary or provide a lump sum to adapt your home.
The NHS is your medical safety net, but you need to build your own financial fortress around it. This is where private insurance comes in.
Your First Line of Defence: Private Medical Insurance (PMI)
Private Medical Insurance (PMI) is designed to work alongside the NHS, filling in the gaps and giving you speed, choice, and control over your healthcare. When facing a potential metabolic disease diagnosis, its value becomes immediately apparent.
The Crucial Advantage: Acting Before Diagnosis
The single most important thing to understand about health insurance is that it is designed to cover conditions that arise after you take out the policy. Trying to get comprehensive cover for diabetes after you've been diagnosed is difficult and expensive, if not impossible.
Securing a PMI policy while you are healthy or in the early, reversible stages of prediabetes is the key. This ensures you are covered for the diagnostic tests and consultations needed to manage your health proactively.
How PMI Acts as Your Health Shield:
- Speedy Diagnosis: Suspect a problem? A PMI policy allows you to bypass the NHS queue and see a top endocrinologist or specialist within days, not months.
- Choice and Control: You can choose the specialist and the hospital that's right for you, ensuring you get the best possible care.
- Access to Advanced Treatments: PMI policies often cover new drugs, treatments, and technologies before they are widely available on the NHS, giving you access to the cutting edge of care.
- Comprehensive Support: Modern PMI isn't just for surgery. Most leading policies now include:
- Digital GP Services: 24/7 access to a GP via phone or video.
- Mental Health Support: Fast-tracked access to therapists and counsellors, vital for coping with a new diagnosis.
- Wellness and Prevention: Many insurers offer rewards, discounts, and access to services that actively encourage a healthy lifestyle—helping you manage or reverse prediabetes.
Table: PMI vs. NHS for Managing Metabolic Health Risks
| Feature | NHS Provision | PMI Advantage |
|---|---|---|
| Specialist Access | Weeks or months-long wait | Access in days |
| Diagnostics (Scans) | Potential long waits | Prompt appointments |
| Choice of Hospital | Limited to local trust | Nationwide choice |
| Wellness Programmes | Limited availability | Often included (gyms, trackers) |
| Mental Health | Long waiting lists (IAPT) | Fast access to therapy |
| Advanced Tech (CGM) | Restricted access | Often covered as part of a benefit |
PMI is your proactive tool. It empowers you to take control of your health journey at the first sign of trouble, giving you the best possible chance to avoid the financial catastrophe that follows a full diagnosis.
The Financial Backstop: Critical Illness Cover (CIC)
If Private Medical Insurance is your shield, Critical Illness Cover is your strategic reserve. It is designed to mitigate the severe financial shock of a life-altering diagnosis.
How does it work?
Critical Illness Cover pays out a one-off, tax-free lump sum if you are diagnosed with one of a list of specific medical conditions or undergo a specific medical procedure.
It's vital to understand that a standard diagnosis of Type 2 diabetes itself is not typically a trigger for a CIC payout. However, the severe, common complications of poorly managed diabetes are often covered.
Diabetes-Related Conditions Frequently Covered by CIC:
- Heart Attack: People with diabetes are up to four times more likely to have a heart attack.
- Stroke: The risk of stroke is also significantly higher.
- Kidney Failure: Diabetes is the leading cause of kidney failure in the UK.
- Blindness: Diabetic retinopathy is a major cause of sight loss.
- Amputation: Severe nerve and circulation problems can lead to the amputation of a limb.
- Major Organ Transplant: Such as a kidney or pancreas transplant.
How a CIC Payout Provides a Financial Lifeline:
Imagine being diagnosed with a serious complication that forces you to stop working. A CIC payout of, say, £150,000 could be used to:
- Pay off your mortgage, removing your single biggest monthly expense.
- Clear outstanding debts like car loans and credit cards.
- Cover your salary for 2-3 years while you recover and adapt.
- Fund private medical treatments or make adaptations to your home.
- Provide a financial cushion, allowing you to focus on your health without constant money worries.
CIC provides breathing space and financial freedom at the moment you need it most. It's a plan for the worst-case scenario, ensuring that a health crisis doesn't have to become a financial one.
Protecting Your Paycheque: Income Protection (IP)
Of all the insurance shields, Income Protection is arguably the most fundamental for anyone who relies on their salary to live. It is the policy that protects your single greatest asset: your ability to earn an income.
What is it?
Income Protection (IP) pays you a regular, tax-free replacement income (typically 50-60% of your gross salary) if you are unable to work due to any illness or injury.
Unlike Critical Illness Cover, which pays a lump sum for a specific condition, IP pays out monthly for as long as you are unable to work, potentially right up to your retirement age. It covers a far broader range of situations, from a bad back or a period of severe depression to the long-term, debilitating effects of a chronic illness like diabetes.
How IP Protects You in a Diabetes Context:
The day-to-day reality of living with diabetes or its complications—fatigue, pain from neuropathy, poor vision, mental health struggles—can make it impossible to perform your job.
- If you are signed off work by a doctor, your IP policy will kick in after a pre-agreed "deferment period" (e.g., 3 or 6 months).
- It continues to pay you every month, allowing you to cover your bills, mortgage, and living expenses.
- This removes the immense pressure to return to work before you are ready, aiding your recovery.
- Many modern IP policies also include rehabilitation support services to help you get back to work if and when you are able.
Let's compare this to the alternative. Without IP, you would be reliant on Statutory Sick Pay (SSP).
Table: Statutory Sick Pay (SSP) vs. Income Protection (IP)
| Feature | Statutory Sick Pay (SSP) | Income Protection (IP) |
|---|---|---|
| 2025 Payout Amount | Est. £118 per week | 50-60% of your salary (e.g., £2,500/month) |
| Payout Duration | Maximum 28 weeks | Until you recover or retire |
| Scope of Cover | Basic legal minimum | Comprehensive cover for any illness |
| Support Services | None | Often includes rehab & therapy |
Relying on SSP is not a financial plan; it's a path to financial hardship. Income Protection is the bedrock of any sensible financial protection strategy for a working person.
The Ultimate Safety Net: Life Insurance
The final piece of the puzzle is Life Insurance. Its purpose is simple and profound: to provide for your loved ones after you're gone.
A diagnosis of prediabetes or diabetes will impact a life insurance application. Insurers will want to know about your diagnosis date, your blood sugar control (HbA1c readings), your BMI, blood pressure, and any complications.
- For prediabetes or well-managed Type 2 diabetes: You can still get cover, often at standard rates or with a small premium loading.
- For poorly controlled diabetes or with complications: Premiums will be higher, and some insurers may decline to offer cover.
This highlights the critical importance of acting early. Securing life insurance when you are young and healthy is the cheapest and easiest it will ever be. A policy taken out before any health issues arise will protect your family, ensuring that the mortgage is paid off and they have the funds they need to live comfortably without your income.
Navigating the market with a health condition can be complex. This is where using an expert broker becomes essential. At WeCovr, we specialise in helping clients with pre-existing medical conditions. We know which insurers take a more favourable view of well-managed diabetes and can find you the best possible terms, saving you time, stress, and money.
The WeCovr Advantage: A Holistic Approach to Your Health and Wealth
The landscape of metabolic disease and financial protection is complex. Navigating it alone can be daunting. You need more than a comparison website; you need an expert guide.
At WeCovr, we don't just sell policies. We act as your dedicated protection partner, building a comprehensive strategy tailored to your unique health profile, career, and family needs. We take the time to understand your situation and search the entire UK market—from major providers to specialist insurers—to build the right shield for you.
Our expertise is particularly valuable when health conditions are a factor. We can translate medical information into the language of underwriters, ensuring your application is presented in the best possible light to secure the most favourable terms.
Going Beyond Protection: The CalorieHero App
We believe that the best claim is the one that never has to be made. Our commitment to our clients' wellbeing extends beyond insurance policies. We want to empower you to take control of your health proactively.
That's why every WeCovr client receives complimentary lifetime access to CalorieHero, our exclusive, AI-powered nutrition and calorie tracking app.
Managing weight and diet is the single most effective way to combat prediabetes and manage Type 2 diabetes. CalorieHero makes it simple, providing you with the tools and insights you need to make healthier choices every day. It's our way of investing in your long-term health, not just your financial security.
Taking Control: Your Proactive Financial & Health Strategy
The threat posed by Britain's hidden health crisis is real, but you are not powerless. By taking decisive, proactive steps, you can protect both your health and your wealth.
Your Health Action Plan:
- Know Your Numbers: Ask your GP for a blood test to check your HbA1c (blood sugar), cholesterol, and blood pressure.
- Engage with Prevention: If you are identified as high-risk, fully engage with the NHS Diabetes Prevention Programme.
- Embrace Lifestyle Changes: Small, consistent changes to your diet and activity levels can have a massive impact, potentially reversing prediabetes entirely.
Your Financial Protection Action Plan:
- Assess Your Risk Now: Don't wait for a health scare. Evaluate your financial vulnerability. What would happen to your family if your income stopped tomorrow?
- Act Early: The golden rule of insurance is to get it when you are young and healthy. It's cheaper, easier, and provides more comprehensive cover.
- Review Your Existing Cover: Do you have cover through your employer? Check the details. It's often less generous than a personal policy and ceases the moment you leave your job.
- Seek Expert Advice: Don't navigate this alone. A specialist broker can be the difference between getting standard cover and being rated or declined.
Conclusion: Build Your Shield Before the Storm
The link between metabolic disease and financial ruin is the unspoken crisis of our time. The 2025 data is not a prediction; it's a reality unfolding in millions of lives. A lifetime of hard work, savings, and plans for the future can be undone by a single health diagnosis.
While the NHS stands ready to treat the illness, it cannot protect you from the economic fallout. That responsibility falls to you.
Private Medical Insurance, Critical Illness Cover, Income Protection, and Life Insurance are not expenses; they are critical investments in your family's security and peace of mind. They are the components of a financial shield that stands between you and the £5.5 million catastrophe.
Your health is your greatest asset. Protecting it, and the financial wellbeing that depends on it, is the most important decision you can make. The time to build your shield is now, while the skies are still clear.
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!