Best Life Insurance Providers in the UK for 2025
Choosing life insurance is one of the most important financial decisions you’ll ever make. It’s a promise to your loved ones that they’ll be financially secure, even if the worst should happen. But with so many providers, policies, and confusing jargon, how do you find the right one for you?
You’re in the right place. As expert protection insurance researchers and writers, we’ve spent countless hours analysing the UK market. We've delved into policy documents, scrutinised customer feedback, and compared the fine print to bring you a clear, unbiased, and comprehensive guide.
This article is your definitive resource for understanding the UK's leading life insurance providers in 2025. We will break down what makes each insurer stand out, the types of cover they offer, and who they are best suited for. By the end, you'll be empowered to make an informed choice that provides true peace of mind for you and your family.
WeCovr ranks and reviews top insurers including Legal & General, Aviva, Vitality, and more
Navigating the life insurance landscape can feel overwhelming. To simplify your search, we've rigorously assessed the UK's top providers based on a multi-faceted approach. Our 2025 rankings consider:
- Product Range & Flexibility: The breadth of their offerings, from simple term life insurance to comprehensive critical illness and income protection plans.
- Claims Payout Rate: A crucial indicator of reliability. We look at the percentage of claims an insurer successfully pays out.
- Customer Service & Support: How they treat their customers, from the initial application to the difficult time of a claim.
- Value-Added Benefits: Extra features like wellness programmes, mental health support, and legal advice services that enhance the value of your policy.
- Innovation: How they are adapting to modern needs, including digital services and progressive underwriting.
Remember, the "best" insurer is highly personal. The right choice for a 30-year-old marathon runner will differ from that for a 50-year-old self-employed business owner. Our goal is to give you the expert insight needed to identify the best fit for your unique circumstances.
Let's dive into our in-depth reviews.
Legal & General: Our 2025 Verdict
As one of the UK's largest and most recognisable names in insurance, Legal & General (L&G) has built a formidable reputation over its nearly 200-year history. They are a titan of the industry, responsible for protecting millions of families across the country.
What We Like
- Market Leader: L&G is consistently one of the biggest providers of individual life insurance in the UK, a testament to their reliability and competitive pricing.
- High Claims Payout: They have a superb and consistent track record of paying claims. In 2023, they paid out over £883 million across life, critical illness, and income protection claims, supporting more than 19,700 customers and their families. Their life insurance payout rate was an impressive 96.7%.
- Flexibility: L&G offers a wide range of customisable options, including increasing cover to protect against inflation and the ability to add Critical Illness Cover for adults and children.
- Umbrella Benefits: Policyholders gain access to a suite of non-contractual benefits, including well-being support and practical help during difficult times.
What to Consider
- Standardised Cover: While comprehensive, their core products can be less bespoke than some specialist or newer insurers.
- Critical Illness Definitions: While their core CIC is robust, some newer insurers may offer slightly broader definitions or cover more conditions as standard. Always check the Key Features document.
Product Range
L&G's protection portfolio is straightforward and comprehensive:
- Life Insurance: A lump sum payment on death or diagnosis of a terminal illness (with a life expectancy of less than 12 months).
- Decreasing Life Insurance: Ideal for covering a repayment mortgage, where the cover amount reduces over time.
- Critical Illness Cover: Can be added to a life policy, paying out a lump sum on diagnosis of a specified serious illness.
- Income Protection: Provides a regular monthly income if you're unable to work due to illness or injury.
Key Features & Benefits
| Feature | Legal & General Details |
|---|---|
| Defaqto Rating (2024) | 5 Star (Life & CIC) |
| Maximum Cover | Up to £20m (subject to underwriting) |
| Policy Terms | 1 to 50 years |
| Terminal Illness Cover | Included as standard |
| Children's CIC | Can be added for an extra cost |
| Payout Rate (Life) | 96.7% (2023 data) |
| Wellbeing Support | Included |
Best For...
Families and individuals seeking competitively priced, straightforward, and reliable cover from a trusted, household name. Their decreasing cover is a particularly popular choice for new homeowners.
Aviva: Our 2025 Verdict
Aviva is another giant of the UK insurance world, with a heritage stretching back over 300 years. They offer a vast array of financial products, and their protection insurance is a cornerstone of their business, known for its quality and comprehensive features.
What We Like
- Exceptional Payout Record: Aviva boasts one of the highest payout rates in the industry. In 2023, they paid out on 99.4% of all protection claims, totalling over £1.18 billion. This provides incredible peace of mind.
- Comprehensive Critical Illness Cover: Aviva's CIC is highly regarded, covering a wide range of conditions. Their policy includes enhanced payments for certain illnesses and has strong definitions.
- Aviva DigiCare+ App: This is a standout feature. Policyholders get access to a fantastic range of health and wellbeing services at no extra cost, including a digital GP, mental health support, and nutrition consultations.
- Global Treatment: An optional add-on that provides access to leading overseas hospitals and specialists for a second medical opinion and treatment for a range of serious conditions.
What to Consider
- Price Point: The comprehensive nature of their cover, especially with add-ons, can sometimes mean premiums are slightly higher than more basic policies from other providers.
- Complexity: The sheer number of options and benefits can be daunting for someone looking for a very simple, no-frills policy.
Product Range
- Life Insurance Plan: Flexible term cover with options for level, decreasing, or increasing sums.
- Critical Illness Plan: Can be taken as a standalone policy or combined with life cover.
- Income Protection+: A high-quality IP product with a range of deferred periods and cover options.
- Living Costs Protection: A simpler, more affordable form of income protection designed to cover essential bills.
Key Features & Benefits
| Feature | Aviva Details |
|---|---|
| Defaqto Rating (2024) | 5 Star (Life & CIC) |
| Maximum Cover | Subject to underwriting |
| Claims Payout Rate | 99.4% (All protection claims, 2023) |
| Terminal Illness Cover | Included as standard |
| Aviva DigiCare+ App | Included with most policies |
| Global Treatment | Optional add-on |
| Separation Benefit | Included |
Best For...
Those who want more than just a financial payout. If you value added wellness benefits like a digital GP and mental health support, and want the reassurance of an exceptionally high claims payout rate, Aviva is a top contender.
Vitality: Our 2025 Verdict
Vitality has revolutionised the UK protection market by directly linking insurance with healthy living. Their unique "shared-value" model rewards customers for being active and looking after their health, making them a disruptive and highly popular force.
What We Like
- The Vitality Programme: This is the core appeal. Customers can significantly reduce their premiums (by up to 40% in some cases) and earn fantastic rewards—like weekly cinema tickets, free coffee, and discounts on gym memberships and wearable tech—by tracking their activity and living a healthy lifestyle.
- Comprehensive Cover: Beyond the rewards, their underlying products are top-tier. Their Serious Illness Cover is particularly noteworthy, as it's designed to pay out on a severity basis. This means it can pay out earlier and for a wider range of conditions than traditional CIC.
- Optimiser Feature: An innovative option that allows you to accept a higher initial premium in exchange for the potential to reduce it to a much lower level by engaging with the wellness programme.
- Focus on Prevention: Vitality actively encourages and supports its members to improve their health, which can lead to better long-term outcomes.
What to Consider
- Engagement is Key: To get the most value (and the lowest premiums), you need to actively participate in the Vitality Programme. If you're unlikely to track your steps or engage with the health checks, another provider might be a simpler and cheaper option.
- Variable Premiums: With some policy structures, your premiums can go up as well as down depending on your engagement level. This requires ongoing commitment.
Product Range
- Life Cover: Available with the Optimiser and Wellness benefits.
- Serious Illness Cover: Their award-winning alternative to traditional CIC, covering up to 182 conditions and paying out based on severity.
- Income Protection Cover: Integrated with the Vitality Programme to support a healthy return to work.
- Business & Corporate Protection: Strong offerings for business owners.
Key Features & Benefits
| Feature | Vitality Details |
|---|---|
| Defaqto Rating (2024) | 5 Star (Life & Serious Illness) |
| Core Concept | Rewards for healthy living |
| Serious Illness Cover | Covers up to 182 conditions |
| Premium Reductions | Possible through engagement |
| Rewards | Cinema tickets, coffee, tech discounts |
| Claims Payout Rate | 97.2% (Life & SIC, 2023) |
| Vitality Health App | Central to the experience |
Best For...
Active and health-conscious individuals and families who will be motivated by the rewards and premium discounts. If you already have a smartwatch and enjoy tracking your fitness, Vitality is a natural fit and can offer unparalleled value.
Royal London: Our 2025 Verdict
As the UK's largest mutual life, pensions, and investment company, Royal London is owned by its members, not shareholders. This structure fundamentally shapes its ethos, placing the customer at the heart of its operations. They are renowned for excellent service and a focus on fairness.
What We Like
- Customer-Centric Mutual: The lack of shareholders means profits can be reinvested into better products and services for members. This often translates into competitive pricing and a fairer approach.
- Helping Hand Service: A standout feature included with all protection policies. It provides comprehensive, personalised support from a dedicated nurse, covering areas like mental health, bereavement, and returning to work after illness.
- High-Quality Cover: Royal London's policies are consistently rated 5 Stars by Defaqto. Their critical illness cover is particularly strong, with excellent definitions and additional payout conditions.
- Transparent and Trustworthy: They have a strong reputation for clear communication and fair handling of claims. Their 2023 claims statistics show they paid 99.4% of all protection claims.
What to Consider
- Brand Recognition: While huge in the adviser space, they may not have the same level of direct-to-consumer brand recognition as L&G or Aviva.
- Fewer 'Gadget' Benefits: Their focus is on core cover and human-led support services (like Helping Hand) rather than app-based rewards like Vitality.
Product Range
- Life Cover: Level and decreasing term assurance.
- Critical Illness Cover: A high-quality plan with some of the best definitions on the market.
- Income Protection: A robust offering with multiple options to tailor the cover.
- Business Protection: A full suite of products including Relevant Life and Key Person cover.
Key Features & Benefits
| Feature | Royal London Details |
|---|---|
| Defaqto Rating (2024) | 5 Star (Life & CIC) |
| Ownership | Customer-owned Mutual |
| Helping Hand Service | Included as standard |
| Claims Payout Rate | 99.4% (All protection claims, 2023) |
| Terminal Illness Cover | Included as standard |
| Dual Life Approach | Policies can be structured to pay out twice |
| Focus on Fairness | A core part of their brand identity |
Best For...
Customers who prioritise exceptional service, comprehensive core cover, and the human touch. If the idea of having a dedicated nurse adviser to support you through a tough time (the 'Helping Hand' service) appeals, Royal London is an outstanding choice.
Other Notable Insurers for 2025
While the "big four" above represent a significant portion of the market, several other excellent providers offer compelling and often specialised products.
LV= (Liverpool Victoria)
- Why they stand out: LV= is another mutual with a strong customer service reputation. They are particularly well-regarded for their flexible Income Protection, which includes features like parent and child cover. Their "Doctor Services" app provides valuable remote medical access.
- Best for: Individuals seeking top-quality Income Protection and those who value the ethos of a member-owned friendly society.
Zurich
- Why they stand out: A major global insurer with a strong UK presence. Zurich offers highly flexible and modular policies, allowing you to build a protection plan that precisely fits your needs. They often have competitive pricing for multi-benefit plans.
- Best for: Those looking to build a tailored, multi-product protection portfolio (e.g., life, CIC, and IP all in one plan) and for high-net-worth individuals.
Guardian
- Why they stand out: A newer entrant to the market (re-launched in 2018), Guardian's mission was to build policies that are simpler, more transparent, and fairer. They offer unique features like a guarantee that they will never change their critical illness definitions to make them less comprehensive and a waiver of premium that kicks in after just 4 weeks of incapacity.
- Best for: People who are frustrated with insurance jargon and want a policy designed to be as clear and fair as possible, with no hidden catches.
AIG Life
- Why they stand out: AIG offers a wide range of products and are known for their innovative approach, particularly with their "Smart Health" service. This provides 24/7 access to a UK-based GP, mental health support, and fitness plans to all policyholders at no extra cost. They are also known for considering applications from people with more complex health profiles.
- Best for: Customers who want a comprehensive digital health service alongside their policy and those who may have struggled to get cover elsewhere due to health or lifestyle.
How to Compare Life Insurance Providers
Choosing between these excellent providers comes down to your personal needs. Here's a checklist of factors to consider when comparing quotes and policies.
-
The Right Type of Cover:
- Term Life Insurance: Pays out if you die within a set term.
- Level Term: The payout amount stays the same. Good for an interest-only mortgage or providing a family lump sum.
- Decreasing Term: The payout amount reduces over time. Cheaper and ideal for a repayment mortgage.
- Family Income Benefit: Instead of a lump sum, it pays out a regular, tax-free monthly or annual income until the policy term ends. This can be easier for a family to manage than a large one-off payment.
- Whole of Life: Guarantees a payout whenever you die, as long as you keep paying premiums. It's more expensive and often used for inheritance tax planning.
- Term Life Insurance: Pays out if you die within a set term.
-
The Right Amount of Cover: A common rule of thumb is to seek cover for 10 times your annual salary, but a more tailored approach is better. Calculate your needs based on:
- Your mortgage balance
- Any other debts (car loans, credit cards)
- An estimate of future living costs for your family
- Childcare and future education costs
- Funeral expenses (average UK cost is now over £4,000)
-
Adding Critical Illness and Income Protection: Your biggest asset is your ability to earn an income. What happens if you can't work due to illness?
- Critical Illness Cover (CIC): Pays a tax-free lump sum if you're diagnosed with a specific serious condition (e.g., cancer, heart attack, stroke). It helps you manage costs while you recover.
- Income Protection (IP): Pays a regular monthly income (usually 50-70% of your gross salary) if you're unable to work due to any illness or injury. This is arguably the most important protection policy for most working adults.
-
Claims Payout Rates: This statistic shows the percentage of claims an insurer pays. A rate above 95% is a strong indicator of reliability. All the insurers we've reviewed have excellent payout rates.
-
The Importance of Honesty: When applying for insurance, you must be completely honest about your health, lifestyle (including smoking and alcohol consumption), and occupation. Non-disclosure is one of the main reasons claims are denied.
Specialist Cover for Business Owners, Directors, and the Self-Employed
If you run your own business or work for yourself, your protection needs are different. Standard policies are essential, but you should also consider business-specific solutions.
For Company Directors:
- Relevant Life Cover: This is a tax-efficient way for a company to provide life insurance for an employee or director. The company pays the premiums, which are typically an allowable business expense, and it doesn't count towards the individual's pension annual allowance. The benefit is paid tax-free to the director's family.
- Executive Income Protection: Similar to Relevant Life, this allows a company to pay the premiums for a director's income protection policy. It's a highly tax-efficient method of securing your income.
For Business Owners:
- Key Person Insurance: If your business's success relies heavily on a specific individual (including yourself), this cover is vital. The policy pays a lump sum to the business if that key person dies or suffers a critical illness, helping to cover lost profits or the cost of recruiting a replacement.
- Shareholder or Partnership Protection: This provides a lump sum to the remaining business owners to buy the deceased or critically ill owner's share of the business. It ensures a smooth transition and prevents the deceased's family from being forced to take over or sell the shares at a difficult time.
For the Self-Employed and Freelancers:
Income Protection is non-negotiable. Without an employer to provide sick pay, you are entirely reliant on your own savings if you can't work. A good IP policy with an 'own occupation' definition (meaning it pays out if you can't do your specific job) is the bedrock of your financial security.
The WeCovr Advantage: More Than Just a Comparison
Reading reviews is a great start, but how do you translate this knowledge into the best possible policy at the best price? This is where working with an expert, independent broker like WeCovr makes all the difference.
- Whole-of-Market Access: We are not tied to any single insurer. We compare plans from all the major providers reviewed here, and more, to find the perfect match for you.
- Expert Advice: Our specialists understand the nuances of each policy. We can help you navigate complex applications, especially if you have a pre-existing medical condition or a high-risk job. We do the hard work for you.
- Trust and Underwriting: We help you put your policy into trust, ensuring the payout goes directly to your beneficiaries without delay or potential inheritance tax issues. We also manage the application process, making sure your disclosures are correct to guarantee a valid policy.
At WeCovr, we believe in proactive health. Protecting your family's future financially is vital, but so is protecting your health today. That's why all our clients receive complimentary access to CalorieHero, our exclusive AI-powered nutrition app. It's a small way for us to support your wellness journey and show that we care about our clients' wellbeing beyond the insurance policy itself.
Frequently Asked Questions (FAQ)
How much life insurance do I really need?
There's no single answer, but a good starting point is to cover your mortgage and any other large debts, and then add a lump sum to cover family living costs for a number of years. A popular method is to aim for 10 times your gross annual income. The best way to calculate it is to list all your liabilities (mortgage, loans) and add a family fund for future expenses (e.g., £30,000 per year for 10 years = £300,000). An adviser can help you calculate a precise figure.
Do I need a medical exam to get life insurance?
Not always. For many people, especially if you are young and healthy applying for a standard amount of cover, insurers can make a decision based on the answers on your application form. However, if you are older, have a pre-existing medical condition, or are applying for a very large amount of cover, the insurer may request a GP report or a mini-screening with a nurse (including things like blood pressure, cholesterol, height, and weight measurements). This is paid for by the insurer.
Can I get cover if I have a pre-existing medical condition?
Yes, in many cases you can. It is crucial to fully disclose your condition. The insurer will assess the risk. This may result in a higher premium (a 'loading'), an exclusion on your policy related to that specific condition, or in some rare cases, a refusal. This is an area where a specialist broker like WeCovr can be invaluable, as we know which insurers are more likely to offer favourable terms for specific conditions.
What is the difference between using a broker and going direct to an insurer?
Going direct means you only see the products and prices from that one insurer. An independent broker, like us, has access to the whole market. We can compare prices and features from dozens of providers to find the best value. Crucially, we also provide expert advice, help with the application, and can assist with complex cases and putting the policy in trust, services you don't get when going direct.
Is the payout from a life insurance policy taxable?
The lump sum paid out from a life insurance policy is typically free from income tax and capital gains tax. However, it may be subject to Inheritance Tax (IHT) if the value of your estate exceeds the IHT threshold (£325,000 for 2024/25). The simplest way to avoid this is to write your policy 'in trust'. This legally separates the policy from your estate, meaning the payout goes directly to your chosen beneficiaries, bypassing both probate and IHT.
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
There is no need to wait until the renewal of your current policy.
We can look at a more suitable option mid-term!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
Our Group Is Proud To Have Issued 750,000+ Policies!
We've established collaboration agreements with leading insurance groups to create tailored coverage
Working with leading UK insurers
How It Works
1. Complete a brief form
2. Our experts analyse your information and find you best quotes
3. Enjoy your protection!
Any questions?
Learn more
Who Are WeCovr?
WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!