2025 Life Resilience Unlocked
The 2025 Foresight Imperative: How Understanding Your True Health Risks (Projecting 1 in 2 UK Cancer Diagnoses) and Building Proactive Financial Shields – Including Family Income Benefit, Income Protection (Personal Sick Pay for vital professions), Life and Critical Illness Cover, and Strategic Private Health Insurance – Becomes the Unseen Blueprint for Unstoppable Personal Growth, Family Security, and Lasting Legacy.
Welcome to 2025. In an era of unprecedented opportunity and personal potential, the greatest asset you possess isn't your career, your home, or your investments. It's your health, and your ability to earn an income. Yet, we are living through a period of profound paradox. While we strive for growth, longevity, and success, the health landscape presents a sobering reality.
The projection from Cancer Research UK that 1 in 2 people in the UK will be diagnosed with cancer in their lifetime is more than a statistic; it's a societal shift. It's a call to action. This isn't about fear. It's about foresight.
Understanding this new reality is the first step. The second, and most crucial, is to build a proactive 'financial shield' around yourself and your loved ones. This isn't just a safety net for when things go wrong; it's a powerful springboard that allows you to live more boldly, take calculated risks, and focus on what truly matters.
This guide is your blueprint. We will demystify the essential pillars of modern financial protection—from Family Income Benefit and Income Protection to Life and Critical Illness Cover and Private Health Insurance. We will show you how these instruments are not mere insurance policies, but strategic tools for unlocking personal growth, guaranteeing family security, and cementing a lasting legacy.
The 2025 Health Landscape: Understanding Your True Risk
To build an effective shield, you must first understand what you're shielding against. While we all hope for a long and healthy life, the statistics paint a clear picture of the risks we face as a nation. Ignoring them is not a strategy; confronting them with knowledge is.
The Cancer Challenge: The headline statistic from Cancer Research UK remains the most compelling. The projection that 1 in 2 of us will face a cancer diagnosis is based on rising incidence rates and our increasing longevity. While survival rates are thankfully improving, a diagnosis almost always brings significant disruption. It affects your ability to work, your family's emotional wellbeing, and your financial stability.
Beyond Cancer: A Wider View While cancer often dominates the headlines, other conditions represent a significant and growing challenge to the UK's health and productivity.
- Cardiovascular Disease: According to the British Heart Foundation, around 7.6 million people in the UK are living with heart and circulatory diseases. These conditions, including heart attacks and strokes, are a leading cause of disability and premature death. A stroke can happen in an instant, but its impact on a person's ability to work, communicate, and live independently can last a lifetime.
- Mental Health Conditions: The scale of the mental health crisis is vast. Data from NHS Digital's 2023 survey on mental health of adults shows that a significant portion of the population experiences conditions like anxiety and depression. These are not 'lesser' illnesses; they are a leading cause of long-term work absence in the UK.
- Musculoskeletal (MSK) Disorders: Often overlooked, conditions affecting bones, joints, and muscles are a primary reason people are unable to work. Versus Arthritis reports that over 20 million people in the UK live with an MSK condition like arthritis or chronic back pain. For tradespeople, nurses, and anyone in a physically demanding role, an MSK disorder can be career-ending without the right support.
The Financial Shockwave of Illness
A serious health diagnosis is an emotional earthquake. But it is almost always followed by a financial aftershock. The consequences can be swift and severe:
- Loss of Income: Your ability to earn is immediately compromised, whether temporarily or permanently. Statutory Sick Pay (SSP) provides a minimal safety net, currently at £116.75 per week (2024/25 rate), which is rarely enough to cover even basic living costs.
- Increased Costs: Life with a serious illness is often more expensive. This can include travel to specialist hospitals, home modifications (ramps, stairlifts), private medical consultations, and specialist dietary needs.
- Partner's Income Impact: Often, a partner or family member may need to reduce their working hours or stop working altogether to provide care, leading to a second income hit.
The table below starkly contrasts the reality of relying on state support versus having a personal protection plan in place.
| Financial Impact of Illness | Relying on State Support (Statutory Sick Pay) | With a Proactive Financial Shield |
|---|---|---|
| Monthly Income | £505 per month (approx. based on SSP) | Up to 60-70% of your gross monthly salary |
| Cover Duration | Maximum 28 weeks | Potentially until your planned retirement age |
| Lump Sum for Costs | £0 | Tax-free lump sum for home mods, debt, etc. |
| Access to Treatment | NHS waiting lists | Option for fast-tracked private diagnosis & treatment |
| Financial Stress | High | Significantly reduced |
Understanding this landscape is the crucial first step. The next is to build your personalised defence system.
Building Your Proactive Financial Shield: A Guide to the Core Protections
A robust financial shield isn't about a single product; it's a layered, personalised portfolio of cover designed to protect you against different risks at different stages of your life. Think of it not as an expense, but as an investment in your most valuable asset: your ability to provide for yourself and your family.
Let's break down the essential components.
1. Income Protection: Your Monthly Salary Safeguard
If your ability to earn an income is your superpower, Income Protection is the armour that protects it. It is arguably the most fundamental protection policy for any working adult.
What is it? Income Protection pays out a regular, tax-free monthly income if you are unable to work due to any illness or injury. It's designed to replace a significant portion of your lost earnings, allowing you to continue paying your mortgage, bills, and living expenses.
Key Features:
- Long-Term Support: Unlike 'short-term' policies, true Income Protection can pay out for many years, often right up until your chosen retirement age if you are unable to return to work.
- Covers 'Any' Illness: Policies typically cover any medical condition that prevents you from doing your job, including stress, depression, and back pain – some of the most common reasons for absence.
- Deferred Period: You choose a 'waiting period' (e.g., 4, 13, 26, or 52 weeks) before the payments start. This allows you to align the policy with any sick pay you receive from your employer, making it more affordable. The longer the deferred period, the lower the premium.
Personal Sick Pay: Essential for Vital Professions For those in vital, often physically demanding or high-stress jobs—like electricians, plumbers, nurses, and other tradespeople—the term 'Personal Sick Pay' is often used for Income Protection. If you're self-employed or work on contracts, you have no employer sick pay to fall back on. Income Protection becomes your personal sick pay scheme, your only guarantee of an income if you're injured on site or become too unwell to work.
2. Critical Illness Cover: A Living Lifeline
While Income Protection replaces your salary, Critical Illness Cover is designed to absorb the major financial shocks that come with a life-changing diagnosis.
What is it? It pays out a one-off, tax-free lump sum if you are diagnosed with one of a list of specified serious conditions defined in the policy. The 'big three' covered by every policy are cancer, heart attack, and stroke, but modern policies can cover over 50 conditions, including multiple sclerosis, motor neurone disease, and major organ transplant.
How is it used? The lump sum is yours to use as you see fit. People use it to:
- Pay off their mortgage or other debts, removing a huge financial burden.
- Cover the cost of private treatment or specialist consultations.
- Adapt their home to new mobility needs.
- Allow a partner to take time off work to support them.
- Simply provide a financial cushion, allowing them to focus 100% on their recovery without financial worry.
Real-Life Scenario: Imagine Sarah, a 42-year-old graphic designer, is diagnosed with breast cancer. Her Income Protection policy kicks in after 3 months to cover her monthly bills. However, her £75,000 Critical Illness policy pays out within weeks of her diagnosis. She uses this to clear her car loan, pay for a course of private therapy to support her mental health during treatment, and put a significant sum aside, knowing she can take a full year off to recover without any financial pressure.
3. Life Insurance: The Foundation of Your Legacy
Life Insurance is the most well-known form of protection, but its purpose is often misunderstood. It's not for you; it's for the people you leave behind. It's a final act of care, ensuring their lives can continue with financial stability.
What is it? It pays out a lump sum to your beneficiaries upon your death. This money can be used to:
- Pay off the mortgage, ensuring your family keeps their home.
- Replace your lost income for years to come.
- Cover funeral costs.
- Provide an inheritance for your children.
Types of Life Insurance:
- Term Life Insurance: Provides cover for a fixed period (the 'term'), such as the length of your mortgage or until your children are financially independent. It's the most common and affordable type.
- Whole of Life Insurance: Provides cover that lasts your entire life, guaranteeing a payout whenever you die. It's often used for inheritance tax planning.
A Specialist Application: Gift Inter Vivos Insurance For those planning their estate, Gift Inter Vivos insurance is a powerful tool. If you gift a large sum of money or an asset (like property) to a loved one, it may be subject to Inheritance Tax (IHT) if you pass away within seven years. This type of policy is designed to pay out a lump sum that covers the potential IHT bill, ensuring your gift reaches its recipient in full.
4. Family Income Benefit: A Smarter Way to Protect
Family Income Benefit is a clever and often more budget-friendly variation of traditional life insurance. Instead of paying a large, single lump sum, it pays out a regular, tax-free monthly or annual income.
Why choose it? Many people find it easier to manage a regular income than a huge lump sum, especially during a time of grief. It can feel more like a direct replacement for a lost salary, making budgeting for school fees, rent, or daily bills straightforward. Because the total potential payout decreases over the life of the policy, it's often significantly cheaper than a lump-sum equivalent.
| Protection Type | What it Does | Best For... |
|---|---|---|
| Income Protection | Replaces your monthly salary if you can't work | Protecting your lifestyle and paying bills |
| Critical Illness Cover | Pays a one-off lump sum on diagnosis | Clearing debts and covering large one-off costs |
| Life Insurance | Pays a one-off lump sum on death | Paying off a mortgage and providing an inheritance |
| Family Income Benefit | Pays a regular income on death | Covering ongoing family living costs affordably |
At WeCovr, we specialise in helping you understand which blend of these protections is right for your unique circumstances. We compare the entire market to find the policy features and pricing that fit your life and your budget perfectly.
The Entrepreneur's Armour: Specialised Cover for Business Leaders
If you're a company director, business owner, or self-employed freelancer, you face a unique set of risks. The line between your personal and business finances is often blurred, and your health is intrinsically linked to the health of your enterprise. Standard protections are vital, but specialised business cover is essential armour.
Executive Income Protection
This is Income Protection, but with a powerful business advantage. The policy is owned and paid for by your limited company, for you as an employee/director.
The Benefits:
- Tax Efficiency: The premiums are typically treated as a legitimate business expense, meaning they are not subject to corporation tax. This can make it significantly more cost-effective than a personal plan.
- Higher Cover Limits: Insurers often allow for higher levels of cover through an executive scheme.
- Attracting Talent: Offering this as part of a benefits package can be a major draw for attracting and retaining senior talent.
Key Person Insurance
Who is the most valuable asset in your business? Is it the founder with the vision? The sales director with the client list? The technical lead with the unique skills?
What is it? Key Person Insurance (or Key Man Insurance) is a policy taken out by the business on the life or health of a crucial employee. If that person dies or is diagnosed with a critical illness and can no longer work, the policy pays a lump sum to the business.
This money can be used to:
- Recruit and train a replacement.
- Repay a business loan that the key person may have guaranteed.
- Compensate for lost profits or a downturn in business during the transition.
- Reassure investors and lenders that the business can weather the storm.
It's a policy that protects the business entity itself from the catastrophic impact of losing its most indispensable people.
The Self-Employed Imperative
For the UK's millions of freelancers, contractors, and sole traders, there is no safety net. No HR department, no employer sick pay, no group benefits. You are the business. If you stop, the income stops.
For this reason, a robust Personal Income Protection policy is not a 'nice-to-have'; it is a fundamental business continuity tool. It's the one thing that ensures a broken leg, a period of burnout, or a serious illness doesn't also break your business and your personal finances. Finding a policy that understands fluctuating incomes and the nature of freelance work is key, something a specialist broker can assist with.
Accelerating Your Recovery: The Strategic Role of Private Health Insurance
The NHS is a national treasure, providing incredible care to millions. However, the system is under immense pressure, with waiting lists for diagnosis and treatment reaching historic highs. In 2024, the overall waiting list in England remained stubbornly high, with millions waiting for consultant-led elective care.
This is where Private Health Insurance (PMI), also known as Private Medical Insurance, plays a crucial strategic role. It's not about replacing the NHS; it's about complementing it, giving you choice, speed, and comfort when you need it most.
What does PMI cover? PMI is designed to cover the costs of private medical treatment for acute conditions (illnesses or injuries that are likely to respond to treatment). This typically includes:
- Fast-track consultations with specialists.
- Advanced diagnostic tests like MRI and CT scans, often within days.
- Surgery and treatment in a private hospital.
- A private room with en-suite facilities.
- Access to new drugs or treatments not yet available on the NHS.
The Patient Journey: NHS vs. Private
Consider a common scenario: a 50-year-old requiring a hip replacement.
| Stage | Typical NHS Pathway | Typical PMI Pathway |
|---|---|---|
| GP Referral | Referred to local NHS orthopaedic service. | GP provides an 'open referral' to a specialist. |
| Specialist Wait | Weeks or months to see an NHS consultant. | Appointment with a chosen consultant within days. |
| Diagnosis | Diagnostic scans scheduled (further waiting). | Scans performed promptly, often at the same facility. |
| Treatment Wait | Placed on the surgical waiting list (can be many months). | Surgery scheduled at a convenient time and private hospital. |
| Hospital Stay | On a ward with several other patients. | Private en-suite room. |
| Total Time | Can be over a year from GP visit to surgery. | Often completed within a few weeks to a couple of months. |
For a business owner or self-employed individual, the difference between being in pain and unable to work for a year versus being back on your feet in two months is monumental. PMI is a direct investment in your productivity and quality of life.
From Financial Safety Net to Springboard for Growth
This is the part of the blueprint that is often unseen. We've talked about protection and defence, but the true power of a robust financial shield is the freedom it creates. When you remove the deep-seated, background anxiety of "what if?", you unlock mental and emotional capital to invest elsewhere.
The Psychology of Security: Knowing your income is protected, your mortgage is covered, and your family is secure fundamentally changes your relationship with risk.
- Career Boldness: You can pursue that passion project, start your own business, or switch to a more fulfilling but initially less stable career, knowing you have a safety net if things don't go to plan or if your health falters.
- Financial Confidence: You can invest for the long term with more conviction, knowing that a health crisis won't force you to liquidate your portfolio at the worst possible time.
- Presence and Peace of Mind: You can be more present with your family, enjoying the moment without a nagging worry at the back of your mind. This reduction in chronic stress has proven benefits for your overall health and wellbeing.
Your financial shield transforms from a defensive tool into an offensive one. It becomes the solid foundation upon which you can build a more ambitious, fulfilling, and resilient life.
The WeCovr Wellness Advantage
At WeCovr, we believe that modern protection is about more than just paying claims. It's about empowering our clients to live healthier, more secure lives. We champion a proactive approach to wellbeing, which is why we go the extra mile.
In addition to securing the most suitable insurance policy for your needs, we provide our clients with complimentary access to CalorieHero, our proprietary AI-powered calorie and nutrition tracking app. We understand that good health is the first line of defence. By providing tools that support healthier eating habits and lifestyle choices, we are investing in your wellbeing long before you might ever need to make a claim. This, combined with the wellness services and virtual GP access included with many modern policies, forms a holistic ecosystem of care and prevention.
Your Action Plan: How to Build Your 2025 Resilience Blueprint
Feeling empowered? Here’s a simple, five-step plan to turn this knowledge into tangible action.
Step 1: Conduct a 'What If' Audit Sit down with a piece of paper or a spreadsheet.
- Income: What is your monthly take-home pay? What about your partner's?
- Outgoings: List all your essential monthly costs: mortgage/rent, utilities, food, council tax, transport, debt repayments.
- Dependants: Who relies on you financially? Children? A partner? Ageing parents?
- Existing Cover: What protection do you already have through work? Check the details – how long does sick pay last? What is the death-in-service benefit?
Step 2: Understand Your Personal Risk Factors Be honest with yourself.
- Occupation: Is your job physically demanding? High-stress?
- Lifestyle: Do you have any lifestyle factors that might increase health risks?
- Family History: Is there a history of specific illnesses in your family?
Step 3: Calculate Your Need
- For Income Protection: Aim to cover at least your essential outgoings. Most policies allow you to cover 60-70% of your gross income.
- For Life & Critical Illness Cover: A common rule of thumb is to cover 10 times your annual salary, or enough to clear your mortgage and any other large debts.
Step 4: Explore Your Options Review the different types of cover discussed in this guide. Which gaps in your 'What If' audit do they fill? A combination is often the best approach: Income Protection for monthly needs, and Critical Illness/Life Insurance for large liabilities.
Step 5: Seek Expert, Independent Advice The protection market is vast and complex. Policies, definitions, and prices vary enormously between insurers. Trying to navigate this alone can be overwhelming.
This is where an independent broker is invaluable. A specialist like us at WeCovr does the hard work for you. We are not tied to any single insurer. Our job is to understand your unique situation and search the entire market to find the right policies for you. We translate the jargon, compare the crucial small print, and ensure you get comprehensive cover at the most competitive price.
The 2025 Foresight Imperative: It’s More Than Insurance, It’s Your Legacy
Building your financial shield in 2025 is the ultimate act of self-reliance and care. It’s an acknowledgement of the world as it is, not just as we wish it to be. It’s a strategic decision to control what you can control, so you can weather the storms you can't.
Understanding the stark health realities on the horizon isn’t an exercise in pessimism. It is the catalyst for foresight. By proactively building your layers of protection—Income Protection, Critical Illness Cover, Life Insurance, and Private Medical Insurance—you are not just buying a policy.
You are buying freedom from worry. You are buying time to recover. You are buying the ability to be bold in your career and life choices. You are guaranteeing security for your family. You are creating the unseen, unshakable blueprint for your growth, your security, and your lasting legacy.
Why should I use a broker like WeCovr instead of going direct to an insurer?
Is life and health insurance expensive?
Do I need a medical exam to get cover?
What if I have a pre-existing medical condition?
How much cover do I actually need?
Why life insurance and how does it work?
What is Life Insurance?
Life insurance is an insurance policy that can provide financial support for your loved ones when you or your joint policy holder passes away. It can help clear any outstanding debts, such as a mortgage, and cover your family's living and other expenses such costs of education, so your family can continue to pay bills and living expenses. In addition to life insurance, insurance providers offer related products such as income protection and critical illness, which we will touch upon below.How does it work?
Life insurance pays out if you die. The payout can be in the form of a lump sum payment or can be paid as a replacement for a regular income. It's your decision how much cover you'd like to take based on your financial resources and how much you'd like to leave to your family to help them deal with any outstanding debts and living expenses. Your premium depends on a number of factors, including your occupation, health and other criteria.The payout amount can change over time or can be fixed. A level term or whole of life policy offers a fixed payout. A decreasing term policy offers a payout that decreases over the term of the cover.
With critical illness policies, a payout is made if you’re diagnosed with a terminal illness with a remaining life expectancy of less than 12 months. While income protection policies ensure you can continue to meet your financial commitments if you are forced to take an extended break from work. If you can’t work because you’ve had an accident, fallen sick, or lost your job through no fault of your own, income protection insurance pays you an agreed portion of your salary each month.
Income protection is particularly helpful for people in dangerous occupations who want to be sure their mortgage will always be covered. Income protection only covers events beyond your control: you’re much less likely to be covered if you’re fired from your job or if you injure yourself deliberately.
Questions to ask yourself regarding life insurance
Just ask yourself:👉 Who would pay your mortgage or rent if you were to pass away or fall seriously ill?
👉 Who would pay for your family’s food, clothing, study fees or lifestyle?
👉 Who would provide for the costs of your funeral or clear your debts?
👉 Who would pay for your costs if you're unable to work due to serious illness or disability?
Many families don’t realise that life, income protection and critical illness insurance is one of the most effective ways to protect their finances. A great insurance policy can cover costs, protect a family from inheriting debts and even pay off a mortgage.
Many would think that the costs for all the benefits provided by life insurance, income protection insurance or critical illness insurance are too high, but the great news is in the current market policies are actually very inexpensive.
Benefits offered by income protection, life and critical illness insurance
Life insurance, income protection and critical illness insurance are indispensable for every family because a child loses a parent every 22 minutes in the UK, while every single day tragically 60 people suffer major injuries on the UK roads. Some people become unable to work because of sickness or disability.Life insurance cover pays out a lump sum to your family, loved ones or whomever you choose to get the money. This can be used to secure the financial future of your loved ones meaning they would not have to struggle financially in the event of your death.
If it's a critical illness cover, the payout happens sooner - upon diagnosis of a serious illness, disability or medical condition, easing the financial hardship such an event inevitably brings.
Income protection insurance can be very important for anyone who relies on a pay check to cover their living costs, but it's especially important if you’re self-employed or own a small business, where your employment and income is a bit less stable. It pays a regular income if you can't work because of sickness or disability and continues until you return to paid work or you retire.
In a world where 1 in 4 of us would struggle financially after just four weeks without work, the stark reality hits hard – a mere 7% of UK adults possess the vital shield of income protection. The urgency of safeguarding our financial well-being has never been more palpable.
Let's face it – relying on savings isn't a solution for everyone. Almost 25% of people have no savings at all, and a whopping 50% have £1,000 or less tucked away. Even more concerning, 51% of Brits – that's a huge 27 million people – wouldn't last more than one month living off their savings. That's a 10% increase from 2022.
And don't even think about state benefits being a safety net. The maximum you can expect from statutory sick pay is a mere £109.40 per week for up to 28 weeks. Not exactly a financial lifeline, right?
Now, let's tackle a common objection: "But I have critical illness insurance. I don't need income protection too." Here's the deal – the two policies apply to very different situations. In a nutshell:
- Critical illness insurance pays a single lump sum if you're diagnosed with or undergo surgery for a specified potentially life-threatening illness. It's great for handling big one-off expenses or debts.
- Income protection, on the other hand, pays a percentage of your salary as a regular payment if you can't work due to illness or injury. It's the superhero that tackles those relentless monthly bills.
Types of life insurance policies
Common reasons for getting a life insurance policy are to:✅ Leave behind an amount of money to keep your family comfortable
✅ Protect the family home and pay off the mortgage in full or in part
✅ Pay for funeral costs
Starting from as little as a couple of pounds per week, you can do all that with a Life Policy.
Level Term Life Insurance
One of the simplest forms of life insurance, level term life insurance works by selecting a length of time for which you would want to be covered and then deciding how much you would like your loved ones to receive should the worst happen. Should your life insurance policy pay out to your family, it would be in a lump sum amount that can be used in whatever way the beneficiary may wish.
Decreasing Term Life Insurance
Decreasing term life insurance works in the same way as level term, except the lump sum payment amount upon death decreases with time. The common use for decreasing term life cover is to protect against mortgage repayment as the lump sum decreases along with the principal of the mortgage itself.
Increasing Term Life Insurance
Increasing term life insurance aims to pay out a cash sum growing each year if the worst happens while covered by the policy. With increasing term life cover amount insured increases annually by a fixed amount for the length of the policy. This can protect your policy's value against inflation, which could be advantageous if you’re looking to maintain your loved ones’ living standards, continue paying off your mortgage in line with its repayment schedule and cover your children’s education fees.
Whole of Life Insurance
Whereas term life insurance policies only pay out if you pass away during their term, whole of life insurance pays out to your beneficiaries whenever this should happen. The most common uses for whole life insurance are to cover the costs of a funeral or as a vehicle for your family's inheritance tax planning.
Family Income Benefit
Family income benefit is a somewhat lesser-known product in the family of life insurance products. Paying out a set amount every month of year to your beneficiaries, it is the most cost-effective way of maintaining your family's living standards to an age where you'd expect them to be able to support themselves financially. The most common use would be for a family with children who are not working yet so are unable to take care of themselves financially.
Relevant Life Insurance
Relevant Life Insurance is a tax-efficient policy for a director or single employee. A simple level term life insurance product, it is placed in a specific trust to ensure its tax efficiency. The premiums are tax deductible and any benefit payable should a claim arise is also paid out tax free, which makes it an attractive product for entrepreneurs and their businesses.
Important Fact!
We can look at a more suitable option mid-term!
Why is it important to get life insurance early?
👉 Many people are very thankful that they had their life, income protection, and critical illness insurance cover in place before running into some serious issues. Critical illness and income protection insurance is as important as life insurance for protecting your family's finances.👉 We insure our cars, houses, bicycles and even bags! Yet our life and health are the most precious things we have.
Easily one of the most important insurance purchases an individual or family can make in their lifetime, the decision to buy life, income protection, critical illness and private medical health insurance can be made much simpler with the help of FCA-authorised advisers. They are the specialists who do the searching and analysis helping people choose between various types of life insurance policies available in the market, including income protection, critical illness and other types of policies most suitable to the client's individual circumstances.
It certainly won't do any harm if you speak with one of our experienced FCA-authorised insurance partner experts who are passionate about advising people on financial matters related to life insurance and are keen to provide you with a free consultation.
You can discuss with them in detail what affordable life, income protection, critical illness or private medical health insurance plan for the necessary peace of mind they would recommend! WeCovr works with some of the best advisers in the market.
By tapping the button below, you can book a free call with them in less than 30 seconds right now:
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WeCovr is an insurance specialist for people valuing their peace of mind and a great service.👍 WeCovr will help you get your private medical insurance, life insurance, critical illness insurance and others in no time thanks to our wonderful super-friendly experts ready to assist you every step of the way.
Just a quick and simple form and an easy conversation with one of our experts and your valuable insurance policy is in place for that needed peace of mind!